I've just been really stupid. I was made bankrupt in December 08. I lost my flat, my car, everything. I've since moved into a really nice flat etc. and was doing ok. Then my sister died suddenly but again I was surviving. No major meltdowns. But three weeks ago I split up with my long term partner and this seems to have been teh straw that broke the camel's back and I had a bit of a meltdown. To the extent that I run up £500 on my t-mobile bill. I have no money to pay the bill. I literally live from month to month. All my salary pays my rent and bills etc. Im devastated and do not know what to do now! Should I offer payment to t-mobile on a monthly basis. Am I allowed to do this whilst being under the jurisdiction of the OR? Please help! I've lost a stone in weight in two weeks I'm so stressed! I feel like I've lost everything and I'm just going from one bad situation to the next.