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 I owe British Gas £110 and am about to go bankrupt
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nickof
Starting Member



6 Posts

Posted - 24 June 2009 :  21:02:52  Show Profile  Visit nickof's Homepage  Reply with Quote
I owe British Gas £110 and am about to go bankrupt, but can't see anywhere on the Statement of Affairs where I would put this down? Is that because it doesn't go on there!?

digman
Junior Member



United Kingdom
319 Posts

Posted - 24 June 2009 :  21:19:28  Show Profile  Click to see digman's MSN Messenger address  Reply with Quote
Hi ,

It would go in the 'unsecured lending' section of the S.O.A
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devild
Starting Member



United Kingdom
10 Posts

Posted - 24 June 2009 :  22:32:28  Show Profile  Reply with Quote
Utilities like Gas and Electricity are not taken into account for right off. You will have to repay these. However , if you visit the Citizens advice bureau there is a particular body set up to assist , ie. help pay off utility debts. Not sure what its called but i have just sent my forms off which have to include last 3 payslips if your working. Good luck
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digman
Junior Member



United Kingdom
319 Posts

Posted - 24 June 2009 :  23:50:48  Show Profile  Click to see digman's MSN Messenger address  Reply with Quote
Hi ,

I may be wrong but have to disagree that utilities cannot be included in bankruptcy . The following link clearly states that utility bill arrears or debts can be included ..

http://www.idealds.co.uk/content/features/article/89/
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 25 June 2009 :  06:47:18  Show Profile  Reply with Quote
I think it's only utility debts incurred after bankruptcy that can't be included isn't it?

The glimmer gets brighter all the time

Jan
xx
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nickof
Starting Member



6 Posts

Posted - 25 June 2009 :  10:58:25  Show Profile  Visit nickof's Homepage  Reply with Quote
Thanks for your help. So, to conclude, we have a majority vote that it CAN go on the S.O.A, but we're not 100%. I'll find out soon enough...

Thanks again.

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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 25 June 2009 :  12:29:45  Show Profile  Reply with Quote
I agree with the majority - it's an unsecured debt, and provided it was incurred before BR it is included.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

23 IPA payments made, 13 to go - on the home straight!
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