HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post
Ask a debt question
See the last 250 posts
Watch video on how to use forum
Username:
Password:

Save Password
Forgot your Password?

 All Forums
 New Questions
 Forum Questions
 Long Time No See!
 New Topic  Reply to Topic
 Printer Friendly
Author Previous Topic Topic Next Topic  

s4pps
Junior Member



252 Posts

Posted - 18 July 2009 :  12:37:16  Show Profile  Reply with Quote
Hi, been absent for a couple of months. The studying for my new change of career has been very heavy. And, much worse, our eldest DS was assaulted and ended up in hospital with 2 small bleeds on the brain. So not much time spent on the internet.

But, the BR stops for no-one! I have a couple of questions

1. We've got the okay from the OR to buy house (there was equity of about 4k). My dad is paying this for us. But we need to use a solicitor, which is more expense which we can barely afford. What do other people do?

2. The plates on my car are personalised, but they belong to my DH. We have the receipt to prove he went along to the auction, he paid for it, and it is in his name. But the OR wants me to buy them back. Can she do this as they are on my car, but not my property?

Thanks in advance :)


Suzanne x

Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 18 July 2009 :  16:25:20  Show Profile  Reply with Quote
Hi

good luck with the new career - so sorry to hear about the assault. Trust everything back on track now.

1. House - you don't need to use a solicitor as you can use the Or's solicitor which will only cost the £211 . If you double up on your own it will cost a further £500 - £750.

2. The number plate - although OH can prove he purchased them I think that the OR has made the assumption that they were given to you as a gift as they are your initials.

How much do they want for plate?



Paul Johns
Bankruptcy Specialists
Reviva UK
www.revivauk.com

Real People ..... Real Debt Solutions
Go to Top of Page

Jane.l
Average Member

511 Posts

Posted - 18 July 2009 :  17:37:45  Show Profile  Reply with Quote
I had a private plate, I put down that it was worth about £400, I told the OR a relative would buy it so I could keep it but they could not afford it in the end, I resigned myself to losing the plate but I got a letter exempting it! It must have been too much in admin costs for the OR to take it, so don't lose hope, you may get to keep it

I have decided to sell it now as as I have had it valued and it has since trebled in value and I cannot see me buying a good car again, unless I win the lottery
Go to Top of Page

s4pps
Junior Member



252 Posts

Posted - 19 July 2009 :  11:08:02  Show Profile  Reply with Quote
Thanks Paul,

An independent valuation company have said that the plates are worth £750, so I've been asked to make an offer.

My DH would never sell it Jane - even though it's on a 20 year old vw LOL.

Suzanne x

Go to Top of Page

Skippy
forum expert



United Kingdom
3290 Posts

Posted - 19 July 2009 :  12:06:37  Show Profile  Reply with Quote
I think for most people personalised plates have sentimental value and they would be reluctant to sell them if they didn't have to.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

24 IPA payments made, 12 to go - on the home straight!
Go to Top of Page

Niobe
Administrator



United Kingdom
4590 Posts

Posted - 19 July 2009 :  13:36:07  Show Profile  Reply with Quote
I won't be selling mine - it's personal to us and I love it when I see it on the car.

The glimmer gets brighter all the time

Jan
xx
Go to Top of Page
  Previous Topic Topic Next Topic  

 New Topic  Reply to Topic
 Printer Friendly
Jump To:
bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06