All the paperwork is spread out on the table ready for the or to phone at 9am. My mum has phoned bless her to wish us well and we are trying to tell ourselves that the worse that can happen is that we have to buy the car back, get an ipo and his bankruptcy may last longer than a year. Its easy to say this now and hopefully I will feel the same after the phone call this morning Thankyou all for your kind thoughts and wishes and I will let you know what happens later. jayne x