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rabbit007
Junior Member
112 Posts |
 Posted - 29 July 2009 : 14:15:09
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| another question please,i want to petition bankruptcy this september.how long will the OR process everything because i want to go abroad and stay there for 6months or more.and what if he will give me an ipa.i dont have an income to pay him if i go home.will he still give me an ipa.or should i pay the ipa when i get back.and what if after petitioning bankruptcy,i will resign on my job because i really want to go home.then am i still be able to pay the ipa when i get back?and one more thing,is it true that if you are jobless,youll get benifits,how if im abroad,will i get something?sorry for all my questions.i thanks god and to this forum really.i am alone and no one i can talk to about this problem i have.i lost all my friends since i had difficulty about money.its so sad.this forum is very helpful and to all of you.im not there yet but im hoping on the day i will petition my bankruptcy that i can SHOUT FOR JOY.thanks |
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RHB
Senior Member
1159 Posts |
Posted - 29 July 2009 : 17:19:03
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| Not sure about benefits, but I think it unlikely you will get an IPA. Do you come from a country withhin the EU? |
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gettingoutofdebt
forum expert
2418 Posts |
Posted - 29 July 2009 : 18:24:14
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If you have been resident in the UK for the last 6 months then you can petition for BR in the UK. The following day you can leave the UK and go wherever you want provided you let the OR know your contact details.
Quite a few people who emigrate declare BR in the UK and then head off to another country for a fresh start and a new life.
A couple of weeks after you have declared BR you will have your interview with the OR and they will go through your I&E and discuss whether an IPA will be implemented or not. Even if you are liable for an IPA it won't happen for 2-3 months after you are BR and if your circumstances change in that time (i.e. you move back to your country and give up your job) then all you need to do is tell the OR and they will send you a new I&E form to submit.
The IPA changes whenever your income/outgoings change so there should never be a time when you are unable to pay the IPA. |
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rabbit007
Junior Member
112 Posts |
Posted - 29 July 2009 : 20:32:05
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thanks for your reply.i have been to this country since 2002.my expenditures are more than my income.but im still worried that my or will reduce some of it to be able for me to pay an ipa.but how about if i come back for a year,will i be discharge and not have an ipa?honestly,i dont want to have an ipa that is why im thinking that if i dont have any income then the or will not give me an ipa.
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RHB
Senior Member
1159 Posts |
Posted - 30 July 2009 : 08:32:00
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| If you can afford an IPA then it needs to be paid, BUT as your income is low you shouldn't get one. |
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rabbit007
Junior Member
112 Posts |
Posted - 30 July 2009 : 16:23:32
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hi RHB,my kids are in abroad,will the or accept it if im sending them money monthly?thanks
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 30 July 2009 : 17:48:29
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The OR will look at all of your circumtances, your outgoings and income, and will decide if your outgoings are too high or not and what you will be allowed to pay.
The glimmer gets brighter all the time
Jan
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another question please
