I would avoid HSBC though - they have a policy of closing accounts of people who are BR or in IVAs, so even if they let me open an account I'd still be worried.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
I spoke to HSBC the other day and the gentleman said that the group is becoming more aware of peoples financial status i.e going insolvent / bankrupt and he said that they may now be able to offe accounts to customers on a case by case basis but would have to be done through branch rather than through theircall centres.
RBS Group told me the same and Nationwide accepted me for anaccount, though i did say that I am not going through the process of BR but rang them later and said I am Bankrupt and they were happy for me to have the account as it only had a cashcard on it