Sorry for the really long message!! My situation is this, seperated from husband in july 2007, started divorce proceedings july 2008, Joint secured loan he not paying his half so went for financial court october 2008 Husband didn't attend 1st appt in jan Husband didn't attend 1st appt in april when judge ruled house to be sold and that after it was he would be liable for all outstanding debt. So in april as I had several thousand pounds worth of debt on credit cards including a large amount as a second card holder on my mums credit card (She has never spent a penny on these cards it was just me), so I got a consolidation loan to pay all of this off as I was just paying the minimum amount each month. June finally got access to property and he hasn't paid anything since january 2009 so the house is getting reposessed. Mid june spoke to solicitor to get them to stop the repo so I can get my money, they said they can't help and that now my ex is not working I will have to pay all the debt as although the court order says he is responsible, it means he has to pay me back. He then did a flit, had already stopped paying everything July took advice from CCCS who say bankruptcy is best option.
My real question is this, will there be questions asked about the consolidation loan paying off my mums credit card (although I spent it) even though I did this when bankruptcy wasn't even forseen as a possibility in my wildest nightmares, and secondly if there are questions asked what are the possible repercussions?
Sorry for the really long message!!
Posted - 30 July 2009 : 21:59:59
