help please,do i need to write in my SOA and tell my OR also that i been to a DMP? AND ON section4 LIST OF UNSECURED CREDITORS,WHAT WAS THE DEPT FOR?I didnt buy any,most of my debts are used for paying my car finance,paying off my credit cards and for everyday living and some are used for holiday.and in the list of unsecured creditors,are credit cards and catalog are included there?thanks