Hi. I was discharged from my bankruptcy in July but stil have 2 years left of an IPA. Lately I have been having a lot of extra work and have been earning around £20 to £90 a week extra. I have not informed the OR as the amounts change each week and the work is not guaranteed. Do I have to inform the OR about this extra work or will the OR find out anyway. Also if I do not inform the OR and I should have what action can they take against me.
You are obliged to tell the OR of any changes in income within 21 days of becoming aware of them.
You could take a chance and not tell the OR but they really aren't a person you want to mess with so my advice would be to send them a letter explaining the issue. They may ask for pay statements over 3 months and then work out the average and increase the IPA by this amount.
As the work isn't guaranteed and the weekly amounts can be as small as £20 they may not even bother but at least you would have informed them about the change in income.
According to the Technical Manual even if you are discharged you could still have the IPA reviewed and the OR would want payslips from you:
31.7.51 Action following default post discharge
A bankrupt who has received his/her discharge from bankruptcy, still has a duty to attend upon the official receiver/trustee and/or provide information concerning his/her affairs when reasonably required to do so by the official receiver/trustee. Where a bankrupt defaults from making payments after receiving their discharge from bankruptcy, the court has continuing power to review agreements/orders made. An IPA is legally enforceable in the same way as an IPO and the court can review it in the same way, both before and after discharge
Edited by - gettingoutofdebt on 28 August 2009 12:17:29