Hi, big day is Friday for BR so just tweeking SOA before printing. I have always been in credit with my utility bills and council tax, I have tended to pay a set amount each week via my online banking so dont usually end up with a bill to pay. My question is, should I put down the money that I am in credit with the gas, elec, telephone and water as money owed to me? And if so how? If I dont need to post again before Friday thank you all so much for helping me through this