we had our or interview today, all went really well. we dont have to pay an ipa, i have to have a nil tax code but my wife doesnt. we get to keep both our cars unless the finance company wants to take our hyundai of us? all payments are upto date and we never missed a single one, our or says we may be ok? never asked about mobile phones,broadband,landline etc.
so carry on as normal was his advice and he hinted at an early discharge!
very relieved husband and wife! thanks to all the kind people on this site for all your valuable advice!!
i was really nervous about it and so was anne but as always we got through it!
applied for co-op cashminder account on weds as barclays have taken 3 weeks and still no reply, no letter to even acknowledge our application! co-op was done in 20 mins over the phone.
got excemption for my car through today and my nil tax code letter!