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 bankruptcy postbag for may
 Pre Paid Cards
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Tess
Junior Member



United Kingdom
219 Posts

Posted - 13 May 2008 :  12:26:02  Show Profile  Reply with Quote
Anyone got any advice or can recomend a card.

Tess

Tess
Junior Member



United Kingdom
219 Posts

Posted - 13 May 2008 :  17:36:32  Show Profile  Reply with Quote
Can anyone help
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pix1
Average Member

689 Posts

Posted - 13 May 2008 :  18:11:54  Show Profile  Reply with Quote
Hi Tess, you could try a Moneyshop titanium prepaid Mastercard. It has a £5000 max balance facility and you can use it for pay. monthly fee or per transaction. £9.95 to join. In case you are interested Nationwide, Coop Bank ands Barclays all have br friendly accounts available.
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 14 May 2008 :  11:09:11  Show Profile  Reply with Quote
Unfortunately Nationwide no longer accept undischarged bankrupts.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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storm
Junior Member



United Kingdom
232 Posts

Posted - 14 May 2008 :  11:09:36  Show Profile  Reply with Quote
Hi Tess

Take a look on www.moneysupermarket.com and click on the credit cards link then select prepaid cards they list all the cards available and the costs on there
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m and v
Average Member



United Kingdom
760 Posts

Posted - 14 May 2008 :  12:48:21  Show Profile  Reply with Quote
I heard about the quidity pre-paid card which seemed to have cheaper charges than the rest - think it's listed on money supermarket.
I opted for a co-op cashminder account - just couldn't bring myself to pay for the use of a pre-paid card when I could have an electron card/bank account that did all I needed it to.

Vicki x
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Tess
Junior Member



United Kingdom
219 Posts

Posted - 14 May 2008 :  14:53:30  Show Profile  Reply with Quote
I know what you mean Vicki

I have been accepted for the Cashminder Account just waiting for my stuff so I probably won't need a pre paid it was just another option.

Tess
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 14 May 2008 :  16:48:08  Show Profile  Reply with Quote
I've got a pre-paid Maestro card (Tuxedo) as I've found that Visa Electron isn't accepted everywhere. It costs me £4.99 a month, but it's come in very handy.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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desperateone
Junior Member

United Kingdom
173 Posts

Posted - 15 May 2008 :  09:32:54  Show Profile  Reply with Quote
quote:
Originally posted by Skippy13

I've got a pre-paid Maestro card (Tuxedo) as I've found that Visa Electron isn't accepted everywhere. It costs me £4.99 a month, but it's come in very handy.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/



Do you have to pay any other charges with Tuxedo if you pay 4.99 a month, like loading fees, transaction feed?
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 15 May 2008 :  09:37:50  Show Profile  Reply with Quote
I have paid is 20p to transfer money from my Tuxedo card to the account to pay the £4.99 fee. There is also a 99p load fee if you top up at the Post Office, although I use bank transfers, which are free.

When the account is set up you get an account and the card. You can choose to put the money into the account and transfer it as you need it, or vice versa. Each transfer costs 20p, so I don't do this very often.

Other than that I can't fault the card - the statement is accurate and updated quickly and they have an 0207 customer service number.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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m and v
Average Member



United Kingdom
760 Posts

Posted - 15 May 2008 :  15:28:22  Show Profile  Reply with Quote
I think Quidity was £5 a year plus £5 upfront for the card -it was sponsored by one of the daily papers (the mirror I think)- they have a website if you google quidity. Might be a bit cheaper!


Vicki x
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vikivk
Junior Member



United Kingdom
194 Posts

Posted - 16 May 2008 :  06:48:20  Show Profile  Reply with Quote
quote:
Originally posted by Skippy13

Unfortunately Nationwide no longer accept undischarged bankrupts.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/



Are you sure they take Discharged bankrupts?? When I enquired the woman said no to that too, she actually said it quite loud in front of a long queue, very embarrassing!!

Things can only get better...
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 16 May 2008 :  10:05:45  Show Profile  Reply with Quote
I didn't realise that Viki! I've still got an account with them that I opened before they changed their policy. I was hoping they might upgrade the account eventually, but it doesn't look likely now.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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