Recieved EDREV letter today 19th week bankrupt . Can you look at SOA before i send n please.
Income is Incapacty, War Pension and Post Office Pension
Car is Motability so no Tax or Insurance though put down maintenace for oil screen wash and car wash
Parking as cant use blue badge all the time
Rent includes utilities etc
[tt]Statement of Affairs and Personal Balance Sheet
Monthly Income Details Monthly income after tax................ 341.13 Partners monthly income after tax....... 0 Benefits................................ 930.58 Other income............................ 0 Total monthly income.................... 1271.71
Monthly Expense Details Mortgage................................ 0 Secured/HP loan repayments.............. 0 Rent.................................... 320 Management charge (leasehold property).. 0 Council tax............................. 0 Electricity............................. 0 Gas..................................... 0 Oil..................................... 0 Water rates............................. 0 Telephone (land line)................... 0 Mobile phone............................ 35 TV Licence.............................. 0 Satellite/Cable TV...................... 0 Internet Services....................... 0 Groceries etc. ......................... 250 Clothing................................ 80 Petrol/diesel........................... 100 Road tax................................ 0 Car Insurance........................... 0 Car maintenance (including MOT)......... 20 Car parking............................. 10 Other travel............................ 0 Childcare/nursery....................... 0 Other child related expenses............ 0 Medical (prescriptions, dentist etc).... 35 Pet insurance/vet bills................. 0 Buildings insurance..................... 0 Contents insurance...................... 0 Life assurance ......................... 0 Other insurance......................... 0 Presents (birthday, christmas etc)...... 0 Haircuts................................ 12 Entertainment........................... 0 Holiday................................. 80 Emergency fund.......................... 0 Gym GP Letter........................... 32 Child Maintence......................... 150 Total monthly expenses.................. 1124
Assets Cash.................................... 0 House value (Gross)..................... 0 Shares and bonds........................ 0 Car(s).................................. 0 Other assets............................ 0 Total Assets............................ 0 No Secured nor Hire Purchase Debts
Unsecured Debts Description....................Debt......Monthly...APR Total unsecured debts..........0.........0.........-
Monthly Budget Summary Total monthly income.................... 1,271.71 Expenses (including HP & secured debts). 1,124 Available for debt repayments........... 147.71 Monthly UNsecured debt repayments....... 0 Amount left after debt repayments....... 147.71
Personal Balance Sheet Summary Total assets (things you own)........... 0 Total HP & Secured debt................. -0 Total Unsecured debt.................... -0 Net Assets.............................. 0
Groceries etc.. 250 - normally £200 for 1 person Clothing.. 80 - £50 for 1 adult. Haircuts.. 12 - normally £10 per adult Holiday.. 80 - £80 is normally for a family of 4 so maybe £30 or £40 for 1 person.
You can always leave them as the figure you put down and see what the OR says but there is a good chance they will be reduced especially as ORs seem to be cracking down on expenditure at the moment.
Do you not pay:
TV Licence.............................. 0 Council tax............................. 0
19th Week Bankrupt and EDREV letter
Posted - 07 October 2009 : 18:41:55
