HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post
Ask a debt question
See the last 250 posts
Watch video on how to use forum
Username:
Password:

Save Password
Forgot your Password?

 All Forums
 archive
 Forum Questions
 on my bankrupcy form its asking if i had divorce
 New Topic  Reply to Topic
 Printer Friendly
Author Previous Topic Topic Next Topic  

soph1976
Starting Member



United Kingdom
14 Posts

Posted - 08 October 2009 :  13:07:50  Show Profile  Reply with Quote
on my bankrupcy form its asking if i had divorce in the past five years i have been divorced but not sure if its 4 or 5 years do they check up on it? also i hada payment of 23k apart from a car i bought and later sold i can not remember wat i spent the money on wat do i do?

gettingoutofdebt
forum expert



2418 Posts

Posted - 08 October 2009 :  18:06:19  Show Profile  Reply with Quote
They may check on the divorce. Do you still have the decree nisi or absolute? They may well check up by contacting the court that issued the divorce.

£23k is a lot of money and the OR won't be satisfied with a 'general living expenses' answer. Did you pay off any creditors with this money, go on holiday, buy another car, etc. If this money was paid into your bank account then you can check back in the statements and see if any large amounts you withdrew jog your memory.
Go to Top of Page

debtinfo
forum expert



2826 Posts

Posted - 08 October 2009 :  22:24:14  Show Profile  Reply with Quote
The OR will want the solicitors details as it is standard practice to contact the solicitor and obtain the divorce file where there is a financial settlement
Go to Top of Page

paulsc
Junior Member



289 Posts

Posted - 08 October 2009 :  22:36:07  Show Profile  Reply with Quote
I was divorce 6yrs prior to bankruptcy with a payoff of £30,000 i dreaded being asked the question where the money gone , but the question was asked, i just said it disappeared i was trying to start a business and also used for general living moved to flat need furniture. He said thats fine i just need to put something in report to creditors

Go to Top of Page

soph1976
Starting Member



United Kingdom
14 Posts

Posted - 09 October 2009 :  08:10:52  Show Profile  Reply with Quote
well i did buy a car for 12k, hada holiday for about 2k and had to buy things for my house as had nothing in it, i dont have the receippts r owt will they believe me???

things can only get better x

Edited by - soph1976 on 09 October 2009 08:12:53
Go to Top of Page

paulsc
Junior Member



289 Posts

Posted - 09 October 2009 :  09:11:46  Show Profile  Reply with Quote
i had a holiday too but ddnt say went to dublin for a week then flew to prague for a week then off to spain and train to france and back by ferry. Cost over £5000 . Just said i had a holiday to get over divorce infact went on holiday to celebrate

Go to Top of Page

gettingoutofdebt
forum expert



2418 Posts

Posted - 09 October 2009 :  11:40:40  Show Profile  Reply with Quote
Put down that you bought a car for £12k, a holiday for £2k and then the rest as general living expenses. The OR may question this but if you really can't remember where the money went then there is not a lot you can do.

At the end of the day most people (myself included) on this board are here because we are not very good with our finances so the OR is not expecting you to account for every pound.
Go to Top of Page

soph1976
Starting Member



United Kingdom
14 Posts

Posted - 09 October 2009 :  11:58:22  Show Profile  Reply with Quote
i think i paid some debts off to but as i have had 2 kids since i divorced i have no memory!

things can only get beeter x
Go to Top of Page

paulsc
Junior Member



289 Posts

Posted - 09 October 2009 :  12:00:14  Show Profile  Reply with Quote
i certainly wouldnt not worry about it

Go to Top of Page
  Previous Topic Topic Next Topic  

 New Topic  Reply to Topic
 Printer Friendly
Jump To:
bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06