I was declared bankrupt on 23/4/09, and have just received a letter from my local OR office stating that my case does not require any further investigation and I have been recommended for early discharge.
On the same day I received this letter, I received a courts summons from a creditor named in my BR application!
I have forwarded this to my OR and written again to the solicitors of the creditor again telling them to contact the OR, however in the OR's letter he has stated he has no further interest in my case and has enclosed his "bill".
Three questions.
1) Will I still need to have an interview or discuss any sort of payment plans or anything? Or is that it? 2) Should I just leave the creditor and the OR alone to sort out this one thing (now I have sent them both information) or should I chase. 3) What is this bill? Am I expected to pay this? or is this covered somewhere?
1) You will probably be required to complete another I&E (IPOQ) form when you receive the EDREV form. If your disposable income is more than £99 then you will have an IPA implemented.
2) As you have already informed the OR I wouldn't bother chasing unless the creditor keeps annoying you. If they know that you are BR then the court summons won't apply.
3) What is the bill for? Does it mention what the bill is for? You shouldn't have to pay anything unless you are buying the BI in your property.
Early discharge.
Posted - 08 October 2009 : 15:14:29
