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 Hi i went bankrupt today and just returned
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james100
Starting Member



15 Posts

Posted - 23 October 2009 :  18:42:17  Show Profile  Visit james100's Homepage  Reply with Quote
Hi i went bankrupt today and just returned from the court however we dont have an appointment with OR until next week think it'll be a telephone appointment. However just wondered whether or not any baliffs would come in the meantime as were quite worried what will happen regarding baliffs and what they can/cant take etc.

Niobe
Administrator



United Kingdom
4590 Posts

Posted - 23 October 2009 :  20:14:32  Show Profile  Reply with Quote
Hi,

Glad it all went ok.

I doubt bailiffs will call, but you are now bankrupt and they can do nothing to you. You can show them your BR order and they will have to go away.

The glimmer gets brighter all the time

Jan
xx
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In 2 Deep
Junior Member



United Kingdom
161 Posts

Posted - 23 October 2009 :  20:19:09  Show Profile  Reply with Quote
Congratulations James.

You can forget about bailiffs, as mentioned by Kallis.

Well done.
quote:
Originally posted by james100

Hi i went bankrupt today and just returned from the court however we dont have an appointment with OR until next week think it'll be a telephone appointment. However just wondered whether or not any baliffs would come in the meantime as were quite worried what will happen regarding baliffs and what they can/cant take etc.



Treat EVERY Penny as a prisoner.
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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 23 October 2009 :  20:27:49  Show Profile  Reply with Quote
fear not the bailiffs will not be able to distrain from what you have said - they may still try to intimidate you - be strong on that - they are the type of thing I scrape of my shoe )see the strap line on my profile...)

In almost all respects there has be an action taken to legitimately bring in an official bailiff - DO NOT wory!!

Post here if you get threats & if a so called bailiff attends and says he wants to take goods, call the police, they will repond fast and will work with you and Trading Standards and the OFT

Good luck Richard

"There are no problems - only solutions..."
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james100
Starting Member



15 Posts

Posted - 23 October 2009 :  20:37:11  Show Profile  Visit james100's Homepage  Reply with Quote
thanks for the reply it has made me feel a bit better about the weekend it was hard enough going through the whole thing today as very emotionally and mentally draining. I dont no who would ever want to be a baliff its such a horrible job and the people behind the desks who do these jobs seem to be genuinely not nice people at all . Will definately call the police if get any hassle as we have a young baby and dont want any hassle when we've gone through the whole bankruptcy order to avoid it

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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 23 October 2009 :  20:46:54  Show Profile  Reply with Quote
James,

It does seem all too much and yes, it is still stressful

Remember, you are now BR - that puts you into a position whereby you have added protection and all you have done is made a mess up with your budget !! so what? - so did I - so have 10`s of thousands of others - you are not a criminal - look after the most precious things in life - your baby - your wife/partner - you have got a future and so have they - take good care, Richard

"There are no problems - only solutions..."
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 23 October 2009 :  20:47:10  Show Profile  Reply with Quote
You will be fine James, bailiffs won't be calling.

The glimmer gets brighter all the time

Jan
xx
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james100
Starting Member



15 Posts

Posted - 24 October 2009 :  14:46:31  Show Profile  Visit james100's Homepage  Reply with Quote
hi, after declaring bankruptcy yesterday in the post i have recieved the usual bills from creditors the usual monthly statements i am just wondering whether i should tell them i have been made bankrupt or wait till the OR does, its just that my interview isnt till next week and i just dont want them to be hassling me until they find out im bankrupt. Not sure what to do next

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In 2 Deep
Junior Member



United Kingdom
161 Posts

Posted - 24 October 2009 :  17:13:47  Show Profile  Reply with Quote
Give the statements to the OR. The OR will contact your creditors.

Gd luck and let us know how you get on at interview.
quote:
Originally posted by james100

hi, after declaring bankruptcy yesterday in the post i have recieved the usual bills from creditors the usual monthly statements i am just wondering whether i should tell them i have been made bankrupt or wait till the OR does, its just that my interview isnt till next week and i just dont want them to be hassling me until they find out im bankrupt. Not sure what to do next





Treat EVERY Penny as a prisoner.
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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 24 October 2009 :  17:45:44  Show Profile  Reply with Quote
James, start to relax (difficult I know). You have jumped one hurdle and are still here!! The next wil be the OR - same applies! We are all in the same boat and will be here to share our experiences and give you advive even at times, Good luck to you and yours, Richard

"There are no problems - only solutions..."
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charlie44
Junior Member



231 Posts

Posted - 24 October 2009 :  18:44:02  Show Profile  Reply with Quote
Goog luck, and look forward to a debt/stress free life.
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