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insanepenguin
Starting Member
United Kingdom
13 Posts |
 Posted - 27 October 2009 : 18:10:38
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I'm ready to send off my DRO package but I was going to leave my buy now pay later computer off as it starts in Feb 10.
CCCS tell me I have to include this debt, I'm doing a lot of training on the computer - Will they take it from me?
thanks for your help
Michael |
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gettingoutofdebt
forum expert
2418 Posts |
Posted - 27 October 2009 : 18:38:42
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| You will have to include the debt as a DRO includes all debt in the same way that BR does. If the PC is on a HP/secured loan agreement then the company will be able to take the PC back. |
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insanepenguin
Starting Member
United Kingdom
13 Posts |
Posted - 27 October 2009 : 19:29:59
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| Ok thanks for your help |
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In 2 Deep
Junior Member
United Kingdom
161 Posts |
Posted - 27 October 2009 : 20:02:05
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Hi Insane,
Please make sure you include this debt in your DRO.
The OR use a system called Experian Citizen, which in essence is a credit check, and can see all live accounts in your / partners name, along with settled and default accounts.
They will see this account is live, and will not grant your DRO due to you supplying misleading information.
Good luck.
quote:
Originally posted by insanepenguin
I'm ready to send off my DRO package but I was going to leave my buy now pay later computer off as it starts in Feb 10.
CCCS tell me I have to include this debt, I'm doing a lot of training on the computer - Will they take it from me?
thanks for your help
Michael
Treat EVERY Penny as a prisoner. |
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insanepenguin
Starting Member
United Kingdom
13 Posts |
Posted - 28 October 2009 : 18:28:00
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Thanks for the help I'm sending a photocopy of the finance agreement for the computer, should this be sufficient?
Also any ideas when they will take the computer back?
One last thing! I'm not working at the moment and they want my tax office details, is this just the address of the local one in my town?
I'm nearly ready to send it all out, this site is a godsend! |
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gettingoutofdebt
forum expert
2418 Posts |
Posted - 28 October 2009 : 18:37:21
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quote:
Thanks for the help I'm sending a photocopy of the finance agreement for the computer, should this be sufficient?
They will probably want the original so send this and you keep the photocopy.
quote:
Also any ideas when they will take the computer back?
You will need to arrange this with the company you bought it from.
quote:
One last thing! I'm not working at the moment and they want my tax office details, is this just the address of the local one in my town?
If you are not working then yes, put the address of the local one.
Good luck! |
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insanepenguin
Starting Member
United Kingdom
13 Posts |
Posted - 28 October 2009 : 18:54:23
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| thanks again :D |
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Topic |
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Buy now pay later, Debt relief order
