I have received a postcard saying that RMA Debt Collectors are coming on Friday, I have a date for my court BR which is 9.30 23rd Dec 2009, I just don't know what to do about them coming to our home please help...
I had a MBNA CC and they transferred the debt to RMA who put a card through my door saying they would turn up on a particular day. I was home most of the day and they never turned up.
If this is the same RMA that MBNA use they are NOT bailiffs but debt collectors. If they come to the door just politely tell them that you have booked your BR appointment and you will not be repaying the debt.
Debt collectors do no have any powers to enter your property or take any goods in lieu of payment.
Edited by - gettingoutofdebt on 23 November 2009 14:51:14
debt collectors do not have a power of entry to yours premesis, so dont let them in. likewise baliffs cannot FORCE entry but have the right to enter peacefully which includes through unlocked doors or open windows. Call them and explain the situation - if they are debt collectors the only option they will have is to wait for you to go BR or take you to court (which would cost them money for a debt they will not at this point in time be likely to recover) plus it will prob take them as long as it will take you to go BR
Dont worry the very nature of these peoples jobs is to scare you into paying by means of empty threats.
Hi I had the same card as you before I went BR, I rang them and told them I would not be in, they asked if they could make another appointment and I said no (they cant see you unless you agree to it).
The best thing to do to put your mind at rst is to ring the contact number on the card and inform them of the date & court name for your bankruptcy hearing - this will ensure they back off and give you some peace of mind that they will not be calling
Melanie Nicholas 28 years insolvency experience - 23 of which in the Insolvency Service - Insolvency Manager Jones Giles email me at melanienicholas@jonesgiles.co.uk
its just a ploy the amount of times someone has said they would come round they never do still trying to save up my bankrupt fee very had as still on 4 day week does anyone know why creditors never seem to go for ccj anymore does it cost them money
Baliffs Coming Friday!!!
Posted - 23 November 2009 : 14:00:41
