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redrose
Starting Member

United Kingdom
11 Posts

Posted - 10 December 2009 :  15:33:40  Show Profile  Reply with Quote
I was declared bankrupt in October 09. As I have not been able to find employment I have decided to become self employed in a small way. I have opened a personal bank account with the Co Op but am having trouble opening a simple business bank account. Has anyone else managed to do this or am I simply wasting my time?

Housing
Senior Member



United Kingdom
1399 Posts

Posted - 10 December 2009 :  18:52:51  Show Profile  Reply with Quote
Hi

I am not aware of any one bank that will be good for you on the business account front. Why not ask at the Co-op? I have to say, I have been with every bank over the years and the Co-op are the best that I can ever credit.

I also wish you well in self employment - what do you intend to do?

Good luck whatever it is, Richard

"There are no problems - only solutions..."
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sjbyron
Average Member



United Kingdom
746 Posts

Posted - 10 December 2009 :  22:16:26  Show Profile  Send sjbyron an AOL message  Click to see sjbyron's MSN Messenger address  Reply with Quote
Hi

Is the Bankruptcy discharged without BRU/O if so the Barclays may give you an account. I was doischarged in July this year (ED) And I am becoming self employed, went to Barclays and they have given me a Businss Account with Debit Card (Full Visa Debit) and Cheque book, Business Savings Accounts, Personal Cash Card Account with Visa Debit card and savings accounts and full business insurances and personal insurances too.

I would give Barclays a call

Best of Luck

Stu J Byron
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sjbyron
Average Member



United Kingdom
746 Posts

Posted - 10 December 2009 :  22:17:02  Show Profile  Send sjbyron an AOL message  Click to see sjbyron's MSN Messenger address  Reply with Quote
Oh and Coop wont accept Self Employed on their Cash Minder Account.

Stu J Byron
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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 11 December 2009 :  00:04:53  Show Profile  Reply with Quote
Hello Stu,

Nice to see a post from you.

Congratulations on being discharged - wish you well for 2010 and beyond, Richard

p.s. even though you are discharged, stay in touch with the forum iof you have the time... Richard

"There are no problems - only solutions..."
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sjbyron
Average Member



United Kingdom
746 Posts

Posted - 11 December 2009 :  09:18:50  Show Profile  Send sjbyron an AOL message  Click to see sjbyron's MSN Messenger address  Reply with Quote
Thanks

I have passed the fitness personal training diploma did get a job in a gym but have asked to postpone it, no clients and rising business costs aint good luckly I have a part time job back in Nursing but it wont cover the gym cost of ground rent of £390 a month, insurance £25 and business account£35 a month so am planning on working in peoples homes from next year as a trainer

Keep the expenses down

Stu J Byron
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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 11 December 2009 :  09:28:27  Show Profile  Reply with Quote
I wish you well and a successful 2010 Regards, Richard

"There are no problems - only solutions..."
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