My bankruptcy ran from February till August this year (I was lucky to be discharged early), and having recently started reading the forum I decided to check my credit report.
There are a number of creditors on there still listing me as default with dates ranging from August to December.
I understand that I need to write to these companies but on the template letter it has space for account numbers and I stupidly destroyed every piece of paper with the numbers on when I got the discharge. (Determined never to deal with these people again (very naive!))
I have tried telephoning but end up going round in circles as they just say that I am not on the system and they need an account number!
My apologies for rambling - my question is what can I do to clear my report??
A quick call to the ORs office and speak to your examiner or an administrator - you may have to put it in a letter to them - should enable them to find the account number - that should set you on your way!
Hello again, thank you so much for all the advice.
All my dealings were with Southend on Sea, and they have been nothing but helpful.I have spoken to my Or office today and they are going to send me all the details.
It was a very quick case, no IPA - but definately not something I will EVER let happen again
My bankruptcy ran from February till August
Posted - 17 December 2009 : 08:58:40
