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 How long will it be after being discharged
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stephen.sk
Starting Member



1 Posts

Posted - 17 December 2009 :  10:44:40  Show Profile  Visit stephen.sk's Homepage  Reply with Quote
How long will it be after being discharged from bankruptsy can I be allowed a cheque book?

Richard P
Senior Member



United Kingdom
1701 Posts

Posted - 17 December 2009 :  11:26:29  Show Profile  Reply with Quote
Hi Stephen

No exact answer to your question as each bank has its own variation

I am sure that others will comment with what bankshave been helpful to them, but failing that you may have to have a wonder around the local town or city centre.

they may even be reluctant to open new cheque accounts as the good old cheque book is being fazed out think it is going 2011

regards Richard
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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 17 December 2009 :  11:31:41  Show Profile  Reply with Quote
Stephen,

Congrats on being discharged - and a happy 2010 to you.

Whay do you want a cheque book - it seesm to be a dying beast and you are probably able to survive without one! I certainly do not want one again...

Good luck, Richard

"There are no problems - only solutions..."
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 17 December 2009 :  12:26:33  Show Profile  Reply with Quote
I don't think you'll have much luck getting a chequebook to be honest. It's nearly 3 years since I went BR and I have been told that the Co-op won't upgrade my account until the BR has dropped off my file.

I have to say I use my chequebook (I have an old pre BR account that I can still use) and I will be sorry to see them phased out. I think the latest is that they will be gone by 2018.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

29 IPA payments made, 7 to go - in single figures!

Edited by - Skippy on 17 December 2009 12:27:42
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chester2005
Average Member



United Kingdom
786 Posts

Posted - 17 December 2009 :  12:55:01  Show Profile  Reply with Quote
each bank varies what it allows
try a few and see what they say and let us know

Dave

Don't worry or know that worrying is as effective as trying to solve an algebra equation by chewing bubble gum.(Baz Lurman)
RevivaUK helped me through it all i can't recommend them enough!!
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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 17 December 2009 :  13:10:40  Show Profile  Reply with Quote
Hi again,

Just to add that I wish you well in the search for a bank that will give you a current account.

As I said, my own view is that I do not particularly want a cheque book - I may change my mind though when I am discharged.

I do miss the convenience of being able to write a cheque and have to rely on my mother in law or one of our daughters when we find something whereby we can only pay by cheque or a postal order - as much as I love and respect the post office, I do not like paying 10% for using the postal order service

I wish you well and will be interested to see what comes forward fro you.
regards, Richard

"There are no problems - only solutions..."
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