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 Hi, I am applying for bankruptcy on the 22/01/10.
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gettingoutofdebt
forum expert



2418 Posts

Posted - 01 February 2010 :  06:55:44  Show Profile  Reply with Quote
During the running of the IPA your hubby will need to inform the OR of any changes in his income. Once he is discharged from BR, but still paying the IPA, any one-off payments (i.e. bonus, lottery win) are safe and do not need to be declared but if the overtime is a regular occurrence then it would be counted as regular income and would need to be declared.
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worriedwife
Starting Member

United Kingdom
43 Posts

Posted - 01 February 2010 :  21:22:46  Show Profile  Reply with Quote
thnxs hun i understand now , thanks for all your help , i will keep you posted when hubby sees the OR and hopefully we might see the light at the end of the tunnel . congrats on a brilliant site with great people who give there precious time .THANKYOU

Jayne

...”"A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain."

jayne
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worriedwife
Starting Member

United Kingdom
43 Posts

Posted - 10 February 2010 :  22:24:19  Show Profile  Reply with Quote
Hi just a quick update since i last posted hubby got a letter last friday saying there will be a creditors meeting on the 3rd of march and he does not need to attend but to phone the OR office if he wants to attend . Today he recieved a letter stating Re: Your Affairs , thankyou for sending the requested form. Im returning copies of your bankruptcy order and the statement of yor affairs for you to keep for your records . yours faithfully !!!! case officer

Is this a normal procedure and what will happen next ?

Thanks

jayne
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worriedwife
Starting Member

United Kingdom
43 Posts

Posted - 11 February 2010 :  21:35:44  Show Profile  Reply with Quote
Sorry to post again but not sure if anyone saw my post from last night, was just wondering about my Q . sorry to ask again thnxs for you time

jayne

ps im amazed at how many people have read my posts !!!!!!

jayne
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worriedwife
Starting Member

United Kingdom
43 Posts

Posted - 13 February 2010 :  11:14:07  Show Profile  Reply with Quote
hi asked a q 2 days ago still no rely x thnxs jayne

jayne
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debtinfo
forum expert



2826 Posts

Posted - 13 February 2010 :  11:16:24  Show Profile  Reply with Quote
The meeting is normal procedure if they think he has assets, they appoint a trustee, who you will negotiate with as to how much his share of the house is worth
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worriedwife
Starting Member

United Kingdom
43 Posts

Posted - 13 February 2010 :  11:29:06  Show Profile  Reply with Quote
Thanks hun , just wondered why they sent the other copy of his forms back to him to keep for his records . when he already had copies from when he filed . sorry didnt mean to sound thick . thnxs jayne

jayne
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debtinfo
forum expert



2826 Posts

Posted - 13 February 2010 :  11:35:54  Show Profile  Reply with Quote
who knows, it is a bit unusual, i presume they think that he hasnt already got copies
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worriedwife
Starting Member

United Kingdom
43 Posts

Posted - 13 February 2010 :  12:06:18  Show Profile  Reply with Quote
ok hun thnxs will keep you posted on any updates thnxs for your time jayne

jayne
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