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amyc
Junior Member



113 Posts

Posted - 13 January 2010 :  21:10:12  Show Profile  Reply with Quote
Hi all. Just started to fill in forms. Somehow I stuck on first page. Debtors petition. Where is says about centre of main interests. I dont understand this. Also the part where you have to enter information on the court. The whole petition part is confusing me actually. Its prob simple but I cannot get my head round it at all. Really dont want to do it wrong in case they turn us away from court x

debtinfo
forum expert



2826 Posts

Posted - 13 January 2010 :  21:43:41  Show Profile  Reply with Quote
your centre of main interest is where you have lived for the greater part of the last 6 months
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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 13 January 2010 :  21:49:27  Show Profile  Reply with Quote
Hi amyc

Take the Statement of Affairs a step at a time.

There are many people on this forum that can assist you when you have a question.

Ask as many questions as you see necessary...

There are experts in insolvency and debt management processes that post on the forum - tap into their knowledge and the knowledge of those who have been where you are now!

Good luck and take a day at a time - do not rush. Richard

"Life is generally something that happens elsewhere" (Alan Bennett - author and hero of mine!!)

Edited by - Housing on 13 January 2010 21:50:17
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amyc
Junior Member



113 Posts

Posted - 13 January 2010 :  22:11:28  Show Profile  Reply with Quote
Do you know if the bankruptcy help line help over the phone with the forms or do they just give advice. Also where do yo put all the extra expenses and what type of things can you put down. It only states things like food rent and gas and electric. X
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Richard P
Senior Member



United Kingdom
1701 Posts

Posted - 13 January 2010 :  22:13:46  Show Profile  Reply with Quote
Hi Amy

yes the form can be daunting

I think from previous correspondence your court is bedford county court

if you can put the question and section reference, it may help us to help you

regards Richard
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gettingoutofdebt
forum expert



2418 Posts

Posted - 14 January 2010 :  06:46:39  Show Profile  Reply with Quote
When you print the forms out there will be a box on the I&E section where you can enter other expenses (car tax, insurance, etc.). From what I remember this box doesn't appear when you are completing the forms in online so I just wrote the additional expenses on the form after printing it out.
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amyc
Junior Member



113 Posts

Posted - 14 January 2010 :  14:25:21  Show Profile  Reply with Quote
The part I am stuck on is the 2nd page of the debtors petition not the actual big application form. Not sure whether I am supposed to circle answers or not. If I do this part in pencil will they let me alter it on the day. Its only 1 page.
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Richard P
Senior Member



United Kingdom
1701 Posts

Posted - 14 January 2010 :  15:30:14  Show Profile  Reply with Quote
Hi Amy

I have page 2 in front of me

question 4 (1) is enquiring if you have been made bankrupt before ?

question4 (2) is asking if you have made any informal agreements with creditors ?

question4 (3) are you in an IVA ?

question 4 (4) relates to a business that you may have previously run and agreements with creditors ?

your choice to circle corrcet answer or cross out non relevant or even both

the date should be the court date and do not sign until you get to court
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amyc
Junior Member



113 Posts

Posted - 14 January 2010 :  15:58:19  Show Profile  Reply with Quote
Thank you so much. I was stuck on that bit. With regards to extra expenses that are not in application. Will it be ok to put then on page at the back for the extra information. I have been wondering also if I can put am allowance for hair cuts and dental treatment. Also ten pound a month for car maintenance.
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gettingoutofdebt
forum expert



2418 Posts

Posted - 14 January 2010 :  16:23:34  Show Profile  Reply with Quote
Yes, you can put any additional information on the blank pages at the back. Hair cuts are allowed at £10 per adult and £5 per child. Medical/Dental is also ok at £10 unless you have been advised by a dentist that you need treatment or you have a repeat medical prescription in, which case you should be able to put a higher amount.

Is £10 for car maintenance enough? The yearly service for my car is £150 and any new parts (tyre, exhaust, etc.) is more on top of that so I would put £20 or £25 per month.
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amyc
Junior Member



113 Posts

Posted - 14 January 2010 :  17:06:38  Show Profile  Reply with Quote
Thank you. Do you know what the food allowance and clothes allowance is for 2 adults and 1 child. I cant look at the guidelines because I am posting using internet on mobile.
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