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mitsu8
Junior Member

272 Posts
Posted - 09 January 2010 :  15:01:56  Show Profile  Reply with Quote
hi if you are offered early discharge can you ignore it and do the full 12 months.i say this because i am happy to do my 12mths and have no ipa.

gettingoutofdebt
forum expert



2418 Posts
Posted - 09 January 2010 :  15:29:01  Show Profile  Reply with Quote
Normally when the OR is applying for an ED they will send you an IPOQ (I&E) form as part of the EDREV form. If you don't return this within 14 days then the OR will not continue with the ED process and you will have to wait until the 12 months are up for the AD (Automatic Discharge).

Do you not want to complete the I&E for an ED as you think you may now be liable for an IPA? If so, the RTLU/OR can send you an I&E form at any time before your discharge and may well send you one before your AD.
Edited by - gettingoutofdebt on 09 January 2010 15:29:51
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mitsu8
Junior Member

272 Posts
Posted - 09 January 2010 :  15:56:38  Show Profile  Reply with Quote
hi i have not been offered early discharge .i was just wondering if you have to accept it.i still have 7 mths to discharge thanks
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buzzrock
New Member



72 Posts
Posted - 11 January 2010 :  19:55:33  Show Profile  Reply with Quote
I don't understand this, so does this mean that if you are BR for the full 12 months you do not get an IPA/O?

*~* I wish I had a magic wand *~*
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Niobe
Administrator



United Kingdom
4590 Posts
Posted - 11 January 2010 :  20:35:14  Show Profile  Reply with Quote
You will be liable for an IPA anytime until you are discharged if your DI tops £99 per month. This will continue for 3 years.

If you have not been given an IPA before you are discharged, regardless of whether it is early or not, you will not receive one.

Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.

Jan
xx
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debshoebridge
Starting Member



United Kingdom
35 Posts
Posted - 14 January 2010 :  12:57:51  Show Profile  Reply with Quote
Hi. I got an ED letter this morning from my OR. I have a IP questionaire to fill out. Once I totalled my outgoings against the income I am left with £41 at the end of the month. Will I get put onto an IP as I dont work only my husband and we have 4 children?
thanks
Deb
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gettingoutofdebt
forum expert



2418 Posts
Posted - 14 January 2010 :  13:37:27  Show Profile  Reply with Quote
If your DI is less than £100 then you won't be liable for an IPA.
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debshoebridge
Starting Member



United Kingdom
35 Posts
Posted - 14 January 2010 :  13:47:32  Show Profile  Reply with Quote
Thanks for that.
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