I am enquiring on behalf of my mother who is in a nursing home, she has around £1400 in a bank account she has two debts of about £2000 each can she declare herself bankrupt,she also has Altziemers and doesn't remember getting into these debts ?
I would suggest that you need to speak to an expert about this (initial advice is free) but it may be that a Debt Relief Order would be best for her. Does she have a house at all or was this sold to pay for her nursing needs.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant