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 Co-op stopping bank accounts for bankrupts.
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pcoventry
Junior Member



United Kingdom
235 Posts

Posted - 01 October 2012 :  19:43:03  Show Profile  Reply with Quote
I can give you 4 bank accounts and 9 pre paid cards which offer direct debit - online payments and standing order facilities with a sortcode and account number. SO the choice is not as limited as you say!
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Niobe
Administrator



United Kingdom
4582 Posts

Posted - 01 October 2012 :  19:59:55  Show Profile  Reply with Quote
Nobody has said that the choice is that limited, however I wouldn't go for a paid for account personally and am more than happy with the one that I have.

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pcoventry
Junior Member



United Kingdom
235 Posts

Posted - 01 October 2012 :  20:02:43  Show Profile  Reply with Quote
Well it's because people dont pay that banks are stopping doing accounts. Not all accounts charge anyway.
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Niobe
Administrator



United Kingdom
4582 Posts

Posted - 01 October 2012 :  20:11:54  Show Profile  Reply with Quote
My account doesn't charge at the moment - if it starts to then I'll look elsewhere.

It's only the very basic ones that seem to be stopping as they obviously make no money at all on the accounts.
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 01 October 2012 :  20:35:21  Show Profile  Reply with Quote
Personally I wouldn't have a paid account other than as a last resort and I don't like the idea using a prepaid card instead of a bank account. I have an account with Nationwide (a full Flexaccount) and I'm not charged for this. My BR drops off my credit file in 6 months so if they start to charge after that I will look somewhere else.

I had a Cashminder account when I was BR and to be honest I never had a problem with the online banking - I kept track of everything on a spreadsheet.

View my blog at http://skippy13.blogs.iva.co.uk/

The more I have to do with humans the more I think that the world would be a better place if it was run by animals.

Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side.
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pcoventry
Junior Member



United Kingdom
235 Posts

Posted - 01 October 2012 :  22:34:44  Show Profile  Reply with Quote
I get that - now please answer my question. Why is stating something already in the public domain "slating"?
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Niobe
Administrator



United Kingdom
4582 Posts

Posted - 05 October 2012 :  12:28:06  Show Profile  Reply with Quote
As far as I am aware, you are still able to get a basic Co-op account prior to going bankrupt and again after discharge.

I think that Skippy meant that she thinks it is not good to say anything about the bank infront of other customers whilst you are in the branch.
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 05 October 2012 :  12:49:26  Show Profile  Reply with Quote
Niobe is right, I meant that standing in the bank and criticising them in front of other customers isn't a good move, especially when the thing that started this wasn't your problem.

View my blog at http://skippy13.blogs.iva.co.uk/

The more I have to do with humans the more I think that the world would be a better place if it was run by animals.

Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side.
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admin
Forum Admin

239 Posts

Posted - 05 October 2012 :  13:47:09  Show Profile  Reply with Quote
Hi folks
Please remember the forum ethics - non judgemental at all times

admin
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