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Niobe
Administrator
United Kingdom
4590 Posts |
 Posted - 28 June 2012 : 11:27:10
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We pay over £700 a year for building and contents.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 28 June 2012 : 12:37:37
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The freeholder arranges the buildings insurance for us but we have to arrange the contents insurance. Sadly we live on a flood plain and our house flooded over 60 years ago so a lot of insurers won't touch us.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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year 2029
Average Member
590 Posts |
Posted - 28 June 2012 : 12:58:28
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Do you have a service charge associated with your flat?
Or is that included in the rent?
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 28 June 2012 : 14:25:03
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There is no service charge, only ground rent and buildings insurance. We had a service charge in our last flat and it was a complete waste of money - every time something needed doing we were expected to fork out more money whether it applied to our flat or not.
Sorry to Stubie, this thread now seems to have gone off track!
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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year 2029
Average Member
590 Posts |
Posted - 28 June 2012 : 14:55:15
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Tracey, was wondering if the OP had a service charge, as there was no mention on their list of expenditure.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 28 June 2012 : 15:01:06
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Sorry, that'll teach me to only half read a post when I'm at work!!!
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 28 June 2012 : 16:57:34
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You didn't actually make yourself clear 2029 - I thought you were referring to Tracey as well.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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year 2029
Average Member
590 Posts |
Posted - 28 June 2012 : 18:46:59
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Sorry you were mistaken as well Niobe.
We'll have to wait for the OP to come back to us.
I was just trying to see if there's anything he's left off his list :-)
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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First OR meeting, worse than expected
