HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post
Ask a debt question
See the last 250 posts
Watch video on how to use forum
Username:
Password:

Save Password
Forgot your Password?

 All Forums
 New Questions
 Forum Questions
 Text from creditors
 New Topic  Reply to Topic
 Printer Friendly
Author Previous Topic Topic Next Topic  

freshstrt
Starting Member

6 Posts

Posted - 15 January 2011 :  13:14:28  Show Profile  Reply with Quote
just received this text from barclays.... do I need to panic?

Do not ignore this message. One of our representatives may visit you at your home address. Call immediately 0844 2412938. Mercers Debt Collections Ltd



I went to the court Friday hoping it was a drop in
but I need to book

Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 15 January 2011 :  13:57:21  Show Profile  Reply with Quote
I had tons of them, and actually Mercers did eventually turn up after about 8 months of non payment. She was a nice lady and I explained I was going through an IVA, she then left. They are just debt collectors, not baliffs and the chances of them of turning up are slim.

Just ignore it.

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/
Go to Top of Page

freshstrt
Starting Member

6 Posts

Posted - 15 January 2011 :  15:35:11  Show Profile  Reply with Quote
thank you ... starting to feel like a criminal
the way they pursue

had a look at my credit file with checkmy file
just one default account
with no ccjs appearing
Go to Top of Page

debtinfo
forum expert



2826 Posts

Posted - 15 January 2011 :  17:46:16  Show Profile  Reply with Quote
worth a phone call to them to give them your bankruptcy date and number and OR details
Go to Top of Page

Housing
Senior Member



United Kingdom
1399 Posts

Posted - 16 January 2011 :  16:07:13  Show Profile  Reply with Quote
Good afternoon,

They should not be texting you now that you are BR

Let them have your BR number and court reference and the date you went BR

Also worth mentioning to OR too.

They cannot now do anything as the debt will have been captured within your BR - Tell them that!

Housing

"There are no problems - only solutions"
Go to Top of Page
  Previous Topic Topic Next Topic  

 New Topic  Reply to Topic
 Printer Friendly
Jump To:
bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06