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mistake09
Starting Member
49 Posts |
 Posted - 04 March 2011 : 05:45:11
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| hi all, new here!!! i declared bankrupcty in jan 2009 and was discharged in jan 10, i just wondered if there is any point yet in applying for a current account, i have basic accounts with no overdrafts at the moment, the only drawback is i cant use the cards in other banks machines which has become a pain, just thought id ask on here first before a bank has a possible laugh at me!! cheers in advance for replys |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 04 March 2011 : 08:38:14
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To be honest I think you'll be lucky if you get a full current account. I've been discharged nearly 3 years and I tried opening an account with Lloyds TSB and was rejected, and I know the Co-op won't upgrade an existing account until the BR has dropped off your credit file.
What bank are you with? It might be worth applying for a Co-op Cashminder as althouhg it's a basic account you can use the debit card in any cashpoint.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 - it's over at last! |
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mistake09
Starting Member
49 Posts |
Posted - 15 March 2011 : 15:29:26
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| hi tracy, i was thinking same myself!!! think il just keep on as i am for the time being, hope your well |
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kentmikey
New Member
61 Posts |
Posted - 29 March 2011 : 22:34:58
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| The Co-Op tends to be the favoured bank - I ahve opened an account already, and have checked with them that I can carry the account once I have gone Bankrupt and they agreed I could, so I am happy with that. |
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