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Tinkerbella1970
Starting Member
United Kingdom
1 Posts |
 Posted - 15 August 2011 : 19:43:45
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hey this is my first time on here and i am really stuggling to know what to do next? has anyone used a company to file your bankruptcy? is this the best thing to do or should i try and do it myself??? what benefits are used as income as i have 2 kids and if i go down this path then in a few months my eldest turns 18 so what happens then as benefits will cease for her??? god this is hard??? HELP  |
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Blackie
forum expert
United Kingdom
565 Posts |
Posted - 16 August 2011 : 07:09:23
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Hi Tinkerbella1970
First of all, welcome. It is sheer preference whether you apply for your own bankruptcy or use a professional. Whilst you are able to complete the forms and attend court, there are plenty of users of this website who would answer your queries and help. You would save yourself a few hundred pounds by doing this. However at least by using a professional, you should be happy in the knoweledge knowing that all the bankruptcy forms will be completed to the satisfaction of the court and Official Receiver. There will also (in certain cases) be someone who can attend court with you and put your mind at ease.
For help and advice on the easiest and most effective way to a debt free future, please go to www.bankruptcy365.co.uk. |
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xmas baby
Average Member
537 Posts |
Posted - 16 August 2011 : 12:59:43
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Hi Tinkerbella,
To be honest, if you are okay with filling out forms, then I wouldn't bother using one of the companies to fill out the forms unless it is a really complicated petition. I only had personal debts (credit cards, loans, etc) and I had no problem completing the forms myself and I am not particularly great at filling out forms to be honest. As long as you take your time and make sure you include all your debts, then I can't see why you shouldn't be able to do it yourself... and save money into the bargain. It might seem daunting at first, but if you take your time and go through the forms a few times then it really is nothing to worry about.
Good luck
xmas baby |
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glafy
forum expert
436 Posts |
Posted - 18 August 2011 : 10:55:50
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Welcome to the forum Tinkerbella 1970
Great posts from Blackie & xmas baby.
We did use a company for our BR as we wanted the peace of mind and to be able to call on them throughout the year of our BR too, but it really is a personal (& financial!!!) choice.
There are some fabulous experts & posters on here who will help you as much as they can if you decide to apply for BR yourself.
You can also contact one of the experts directly by clicking on the 'experts' link to the left of this page & they will be able to advise you more.
Good Luck with whichever route you choose.
"Good things come to those who wait".....I'm a patient person but this is taking the Mickey!! |
Edited by - glafy on 18 August 2011 10:56:35 |
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glafy
forum expert
436 Posts |
Posted - 18 August 2011 : 11:14:45
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I think it may be worth you reposting your questions re benefits & income on the main 'New Questions' section of the forum for the experts to see & hopefully answer for you.
"Good things come to those who wait".....I'm a patient person but this is taking the Mickey!! |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 18 August 2011 : 12:36:22
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I'll bump this back up so any of the other experts can reply.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
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bankruptcy???
