Its been two weeks since my discharge and its starting to sink in ! Thing is what do I do now? I haven’t looked at my credit rating for over 2 years as there was little point....but now I’m discharged should I do anything? Will all my debts be cleared or do I have to tell the credit agencies? Any advice would be welcome.
Yes I have printed off a copy of my discharge notice thanks.....but regarding my credit file it would appear that if my debts are not marked as satisfied or cleared then it could take longer than 6 years to clear my bad credit history.
I was planning on sending the standard letters to all of my creditors next week to start the process of clearing up my credit report. I understand that the defaults will show on my credit report for the next 6years but is there anything stopping me from doing this sooner rather than later? My thinking is to get it sorted asap then over the next few years I can slowly start to repair it.
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side.
Life after my BR
Posted - 23 August 2011 : 10:40:13
