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 Do I need to declare that I was made bankrupt 15 years ago ?		  New Topic  Reply to Topic
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Gail.gy
Starting Member



1 Posts
Posted - 13 April 2012 :  23:35:26  Show Profile  Visit Gail.gy's Homepage  Reply with Quote
I was made bancrupt 15 years ago and want to apply for a mortgage now. Do I need to declare it?

Viki.W
forum expert



United Kingdom
2211 Posts
Posted - 14 April 2012 :  08:23:51  Show Profile  Reply with Quote
Hi Gail,

If it asks on the form if you've even been bankrupt before then yes, if it asks have you been bankrupt in the last 6 years then no, so it depends what it actually says.



Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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Niobe
Administrator



United Kingdom
4590 Posts
Posted - 14 April 2012 :  08:24:28  Show Profile  Reply with Quote
Hi and welcome to the forum.

If the question is asked 'have you ever been bankrupt' then I would think that you would have to declare it. Otherwise you don't have to.

Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe



Jan
xxx
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debtinfo
forum expert



2826 Posts
Posted - 14 April 2012 :  08:41:55  Show Profile  Reply with Quote
And if it does not ask then there is no obligation to volunteer it
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