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Angela.97
Starting Member
45 Posts |
 Posted - 04 June 2012 : 11:18:13
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| Hi I opened. A co Op account a few weeks ago to get my wages paid in end of June, date for court 6 June. Will I have to hand my co Op card over to o.r and if so what will I have to do to access this account |
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 04 June 2012 : 11:33:14
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Is it the Cashminder account?
If it is, then you keep your account as usual and the OR will not want your card.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 04 June 2012 : 11:33:58
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No, you won't have to hand your card over. The OR won't be interested in your account.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
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makeawish
Starting Member
United Kingdom
19 Posts |
Posted - 05 June 2012 : 15:36:05
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hi,read this with interest.i went br in august 2011,i have a co op cashminder,and that was the first thing they did,had my card away?i have a joint account with the wife and she has her own card,i wondered if that made some sort of differrence?i never have got it back.for the record angela going br is not all brimstone and fire,just be honest,good luck.
simon |
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debtinfo
forum expert
2826 Posts |
Posted - 05 June 2012 : 15:53:33
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| did you specifically ask the OR if you could keep that card |
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year 2029
Average Member
590 Posts |
Posted - 06 June 2012 : 12:24:53
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My relatively recent experience was the OR asked which account I wanted to use as my day to day account.
I also contacted that bank the day after BR.
I had the account card 'downgraded', so that I could still use that card online, but only draw cash out of that banks cash machines.
I had various other bank/building society accounts.
NONE of them were 'closed down', although restrictions were placed, i.e some of them I could only use in branch with a 'book' (building societies),
other bank accounts I could still do online banking.
The OR's comment to me at interview, was that he doesn't instruct banks to 'shut down' accounts. Its down to the banks how they handle their accounts.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 06 June 2012 : 12:40:25
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Perhaos it's also down to the individual OR as well.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
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repo
Starting Member
United Kingdom
2 Posts |
Posted - 06 June 2012 : 14:18:44
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| Tell the OR representative that the Cashminder is to service the BR and you will be fine - an excellent account and wonderful bank - good luck |
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Hi I opened. A co Op account a few weeks ago
