| Author |
 Topic  |
|
year 2029
Average Member
590 Posts |
 Posted - 24 July 2012 : 20:48:57
|
Most worried,
I know what you mean by your comments, as it took me a little by surprise.
The way I see it, I've not hidden anything from my trustee, had most things dealt with apart from some property which may take a while, but apart from that, (IVA situation unknown at the moment), I intend to get on with my life and see it as a fresh start/clean break.
My trustees have been great, so hearing from them about developments with regards to my property won't be any great shakes!
I totally know what you mean about shopping and receipts, as I've never bought anything I shouldn't of, but once BR is over, I can buy the odd bottle of wine again ;-)
Chin up!
--------------
Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
 |
|
|
John.St
Starting Member
10 Posts |
Posted - 26 July 2012 : 09:05:00
|
Sorry I didn't meant to worry people. I think they have just taken an inordinate amount of time to get copies of and go through my statements. The questions I am being asked are about transactions on my account in the 12 months prior to bankruptcy NOT since. e.g. I used to have a billing account which I paid £300 into each month up until the point of bankruptcy. They want the details of those transactions because although it was included in the bankruptcy it is not clear from the statement which account the money was going into. (The reference on the statement was my name not an account number), so could easily be a slush fund I suppose.
I was just a little surprised at the time taken is all as I assumed that was the end of it once discharged, but like people say if you have nothing to hide its nothing to worry about, although a little stressful keep getting letters so long after the event.
|
|
|
|
Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 26 July 2012 : 18:56:42
|
I hope you get this sorted out soon John. It's not nice to have this hanging over you (even though I'm sure there's nothing to worry about!), especially after you are discharged.
View my blog at http://skippy13.blogs.iva.co.uk/
The more I have to do with humans the more I think that the world would be a better place if it was run by animals.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
|
|
|
Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 26 July 2012 : 19:05:43
|
I'm sure you'll be fine John.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
|
|
|
|
year 2029
Average Member
590 Posts |
Posted - 26 July 2012 : 19:37:54
|
Its normal for them to want to know where your money has gone, and for you to be able to account for it.
I drew a substantial amount (well, I think substantial) out of my account within 2 years of me going bankrupt.
I then had to produce a spreadsheet of where the money had gone to the best of my ability, which was incredibly difficult.
They realise that the vast majority of people dont plan to go bankrupt and hide stuff in advance, its just a predicament we unfortunately end up in.
--------------
Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
|
|
|
year 2029
Average Member
590 Posts |
Posted - 26 July 2012 : 19:41:01
|
| entered in error. |
Edited by - year 2029 on 26 July 2012 19:42:48 |
|
|
|
Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 26 July 2012 : 19:43:07
|
You can start a blog - post a link in your signature and you'll be amazed how many people will read it.
People can post a comment on there and it will be emailed to you for you to either accept or otherwise.
Be aware that there are a lot of spam comments which will be emailed to you.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
|
|
|
|
Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 26 July 2012 : 19:44:55
|
Why was it entered in error? I'm sure people would like to read of your journey through BR.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
|
|
|
|
year 2029
Average Member
590 Posts |
Posted - 26 July 2012 : 19:47:16
|
Niobe, I meant to add it on the other thread, which I have whilst you've replied.
--------------
Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
|
|
|
Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 27 July 2012 : 07:57:51
|
I hope you get it all sorted soon John and can move on.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
|
|
|
Topic |
|
I thought once I was discharged that was the end of it ?
