| Author |
 Topic  |
|
|
makeawish
Starting Member
United Kingdom
19 Posts |
 Posted - 07 August 2012 : 22:09:03
|
| hi,only 4 days till my br anniversary!can some one tell me what happens after this,do i get a letter saying whats what?,still not heard a thing from anybody whatsoever in months?then that was only another i&e which i filled in and returned and this was before the budget! |
|
|
debtinfo
forum expert
2826 Posts |
Posted - 07 August 2012 : 23:06:36
|
If you are discharged automatically you dont get anything in writhing the date just passes, youcan check out the insolvency register http://www.insolvencydirect.bis.gov.uk/eiir/
At exactly midnight on the aniversary of the bankruptcy it will tick over brom undischarged to discharged |
 |
|
|
Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 08 August 2012 : 06:30:23
|
Congratulations!!
I'd suggest printing off a copy of your discharge notice just in case you may need it in the future. It's not unknown for creditors to contact you afterwards and at least you have proof to hand.
Do you have an IPA in place?
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
|
|
|
|
makeawish
Starting Member
United Kingdom
19 Posts |
Posted - 08 August 2012 : 17:48:20
|
hi niobe thanks for the reply.that did worry me,bacause i have never ever heard anything about an ipa or ipo? could one of these pop up after my discharge,one year?i do think also it would be courteous of the or to keep you informed of what is going on dont you?
simon
the discharge notice,will that be sent to me in the post then?
simon |
|
|
|
Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 08 August 2012 : 17:53:47
|
An IPA has to be in place before you are discharged.
No, you won't receive anything in the post to confirm that you are discharged. As Niobe says you need to print the extract from the Insolvency Register showing that you are discharged. If you need an actual certificate of discharge you will need to contact the court where you were made BR. There is a fee of around £75 for the certificate
View my blog at http://skippy13.blogs.iva.co.uk/
The more I have to do with humans the more I think that the world would be a better place if it was run by animals.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
|
|
|
makeawish
Starting Member
United Kingdom
19 Posts |
Posted - 08 August 2012 : 17:55:05
|
well i have just checked with a link i was give to the insolvency website,by debt info.my date is wrong!!!its the 9th !!!!! it says im br (really) and due for automatic discharge.
simon
simon |
|
|
|
debtinfo
forum expert
2826 Posts |
Posted - 08 August 2012 : 18:07:29
|
| Try that post again with more explanation and less exclamation |
|
|
|
makeawish
Starting Member
United Kingdom
19 Posts |
Posted - 08 August 2012 : 18:45:35
|
sorry got a bit too excited.i checked via the link you posted,and it says my position now is a bancrupt but im due for automatic discharge on the 9th august 2012.
simon |
|
|
|
Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 08 August 2012 : 19:20:30
|
Check just after midnight tonight and you should be off - just remember to print off a copy of the discharge notice in case you need it in future.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
|
|
|
|
pcoventry
Junior Member
United Kingdom
235 Posts |
Posted - 09 August 2012 : 00:36:39
|
Hi Simon
Congrats! You are now a debt free man! You should be off the register soon. Mine went on about 4pm so check until then! |
|
|
|
Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 09 August 2012 : 08:18:09
|
He was debt free as soon as the judge stamped the petition |
|
|
|
debtinfo
forum expert
2826 Posts |
Posted - 09 August 2012 : 08:33:19
|
| Technically not, the bankruptcy order only prevents action being taken by the creditor without leave of the court,it is only when you are discharged that you become debt free. :-) |
|
|
|
Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 09 August 2012 : 09:10:07
|
| In that case I apologise!! |
|
|
| |
Topic |
|
hi,only 4 days till my br anniversary! What happens after this ?
