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 Forum Questions
 Am I allowed to upgrade my phone ?
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sorting out my life
Starting Member

9 Posts

Posted - 21 September 2012 :  16:08:23  Show Profile  Reply with Quote
I filed for br in June 2012, my phone contract is due an upgrade - am I allowed to go ahead and upgrade or will I get in trouble with the OR? I have no payment order just a nil tax code as I have no substantial surplus income, the new contact is only £5 extra a month

Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 21 September 2012 :  16:13:14  Show Profile  Reply with Quote
Yes, you can go ahead, but try and stick with the same phone co as others may credit check.



Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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pcoventry
Junior Member



United Kingdom
235 Posts

Posted - 21 September 2012 :  18:28:30  Show Profile  Reply with Quote
I gave my contract up. Worst thing I ever did looking back.
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sorting out my life
Starting Member

9 Posts

Posted - 22 September 2012 :  09:18:40  Show Profile  Reply with Quote
quote:
Originally posted by pcoventry

I gave my contract up. Worst thing I ever did looking back.



Why did you give up your contract? Mine was only £30 a month and I have two children who I need to be able to contact me and I able to contact them, so I guess that's why I was allowed to keep it.
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 22 September 2012 :  10:29:22  Show Profile  Reply with Quote
I think that as long as it is not too expensive then you are fine to keep it. You should have no problems upgrading with your current operator.
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sorting out my life
Starting Member

9 Posts

Posted - 22 September 2012 :  17:18:44  Show Profile  Reply with Quote
quote:
Originally posted by Niobe

I think that as long as it is not too expensive then you are fine to keep it. You should have no problems upgrading with your current operator.



Do you think my existing phone provider will do a credit check - I don't want to end up without a phone at all just for the sake of an upgrade
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 22 September 2012 :  17:30:14  Show Profile  Reply with Quote
All your existing provider should do is check that your account is up to date - you should be able to get the upgrade you want.
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sorting out my life
Starting Member

9 Posts

Posted - 22 September 2012 :  17:41:50  Show Profile  Reply with Quote
quote:
Originally posted by Niobe

All your existing provider should do is check that your account is up to date - you should be able to get the upgrade you want.



Thanks Niobe - I want to thank all you guys for your help - when I started along this road the word bankruptcy scared the hell out of, but in all honesty it was the best thing I ever did - there was no way I could pay my debts (incurred mostly by my now estranged husband)and the relief that I am now on countdown to June 2013 when I become a discharged bankrupt has been life enhancing. I feel I am back in control of my life and that is so liberating. It was never an easy decision to make, but I'm so glad I did. Thanks again
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pcoventry
Junior Member



United Kingdom
235 Posts

Posted - 22 September 2012 :  23:14:28  Show Profile  Reply with Quote
It was the same for me. Ex wife put the spanner in. I chose not to keep my contract but 3 were more than happy to let me stay on. I decided it was a good time to break free from everything. I am glad you are feeling better about life. I must admit I am too I will be discharged the month before you
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 23 September 2012 :  08:24:25  Show Profile  Reply with Quote
Glad the forum was able to be of assistance to you.

I kept my O2 contract on for hubby but just dropped the tariff right down. Only did 3 so that I had unlimited internet access.
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terry d
Starting Member



United Kingdom
18 Posts

Posted - 23 September 2012 :  09:05:26  Show Profile  Reply with Quote
im due an upgrade with t-mobile on the 16th october 2012,my price plan is an old flex 35 which is about £40 a month,the OR said that was fine as ive had that contract for about 6 years now,so my phone will be worth about £450 - £500,and i claim my t-mobile bills back on my tax as well

BANKRUPT 1ST AUGUST 2012
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 23 September 2012 :  09:39:04  Show Profile  Reply with Quote
I shall be upgrading next year - have done every time I can. Get fed up of the same phone all of the time.
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sorting out my life
Starting Member

9 Posts

Posted - 26 September 2012 :  16:13:42  Show Profile  Reply with Quote
quote:
Originally posted by Niobe

I shall be upgrading next year - have done every time I can. Get fed up of the same phone all of the time.



Sorted - new phone to arrive on Friday, feels good to get something nice for a change
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 26 September 2012 :  16:50:48  Show Profile  Reply with Quote
Great news!!
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