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Viki.W
forum expert
United Kingdom
2211 Posts |
 Posted - 18 November 2012 : 07:43:17
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I haven't come across it yet, with any of my clients who have gone bankruptcy since the Co-op's announcement, but if it happens, I'll post it on here.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 18 November 2012 : 08:33:07
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| If you are pre BR there shouldn't be a problem. |
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pcoventry
Junior Member
United Kingdom
235 Posts |
Posted - 18 November 2012 : 10:47:18
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okay.
Thing is, Co-OP don't allow people who are BR to take an account. SO if someone gets one then goes BR they do have the right to revoke it? Won't the OR want to know about it and won't it to be included?
Also, (and this is the killer)
Such action falls under obtaining a bank or building society account or credit card services by deception under the Theft act of 1978 (section 1) and as such I believe the authorities might have something to say about it if the bank does question it.
But doesn't affect me so I don't care what others do. |
Edited by - pcoventry on 18 November 2012 10:48:04 |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 18 November 2012 : 11:44:30
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The Co-op have stated that anyone with an existing account will be fine.
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 18 November 2012 : 12:56:06
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The Co-op do not ask "are you going to declare bankruptcy in the near future" when opening a Cashminder account pcoventry, so don't worry about breaking any laws! The worst that could happen, is that the withdraw the account.
As I said all my clients have been fine since the announcement.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 18 November 2012 : 14:04:01
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| I think it does state on the website that existing accounts are ok. |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 18 November 2012 : 14:32:44
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If any bank asks you if you are intending to go BR then it wouldn't be a good idea to open the account but, as Viki says, Co-op aren't asking that.
They have also made it clear that any existing accounts are safe.
View my blog at http://skippy13.blogs.iva.co.uk/
The more I have to do with humans the more I think that the world would be a better place if it was run by animals.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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pcoventry
Junior Member
United Kingdom
235 Posts |
Posted - 19 November 2012 : 00:32:11
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| okay. I've got an account so I was just thinking of others. |
Edited by - pcoventry on 19 November 2012 05:57:13 |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 19 November 2012 : 09:43:06
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I didn't think you were using the Co-op any more pcoventry?
View my blog at http://skippy13.blogs.iva.co.uk/
The more I have to do with humans the more I think that the world would be a better place if it was run by animals.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 19 November 2012 : 10:29:35
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I would also add that you are not obtaining services by deception.
You're not requesting credit at all, just opening a new bank account. If the question is asked then you should answer it honestly.
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Any answers please?.....
