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Furryheart
Starting Member
United Kingdom
12 Posts |
 Posted - 21 October 2013 : 12:43:01
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| One of my creditors is in the process of making my husband and I bankrupt. Can you tell me if when calculating income is a childs DLA taken into account or in fact Child Benefit? Or what about an adults? Thanks |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 21 October 2013 : 14:10:34
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Hi and welcome to the forum.
Your childs DLA and Child Benefit will be taken into account for DI but DLA should only be used for the purpose for which it is intended and the OR will realise this.
For some free advice, give one of our experts a call.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 21 October 2013 : 17:36:26
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Hi furryheart,
As Niobe has said, all your income will be used when calculating your disposable income, but all your essential expenditure will be used too.
Have you spoken to anyone for some advice yet?
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
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Furryheart
Starting Member
United Kingdom
12 Posts |
Posted - 21 October 2013 : 20:41:28
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| Ive not spoke to anyone yet. Im still confused, will they use it but then not use it? I really dont understand. Sorry |
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 22 October 2013 : 03:52:38
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Your DLA is for extra expenditure for your disability so there won't be any surplus.
Are you getting income from a job?
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
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Furryheart
Starting Member
United Kingdom
12 Posts |
Posted - 22 October 2013 : 09:41:32
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| So they cant use the dla from my child & hubby as its used to help with their disability? Is that correct? I dont work as im full carer to my son but my hubby works but only earns £230 a week. The rest is made up in benefits. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 22 October 2013 : 09:50:54
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DLA should be used for the purpose for which it was intended. Other income will be taken into account and if you have more than £20 per month once normal bills have been accounted for, then the whole disposable income will be taken.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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Furryheart
Starting Member
United Kingdom
12 Posts |
Posted - 22 October 2013 : 09:57:08
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| Once they work out what DI is available, how long do we pay it for? |
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 22 October 2013 : 10:02:04
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If it's just you going BR, then you won't get an income payment agreement as you are not working.
If hubby is going BR, then with the income that you mention, it's unlikely he would get an IPA either.
If you get one, its 3 years, but it sounds like you wouldn't.
However, you really need to speak to an expert for advice on all your options.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
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Furryheart
Starting Member
United Kingdom
12 Posts |
Posted - 22 October 2013 : 10:21:37
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| We are both being made bankrupt so will both our income be put together and then looked at? We get my hubbys wage, wtc, ctc, cb, dla and carers allowance. Sorry im not sure what happens and we will need to speak to someone, but would just like to have some info before we do. Also Viki once we know more would it be ok to contact you for free advice? Thanks |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 22 October 2013 : 10:25:41
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Please give Viki a call for some free advice.
All income will be taken into account but some can be written off (DLA) but you do need to take some advice.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 22 October 2013 : 17:04:20
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It's fine to contact me, and yes the advice is free.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
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Furryheart
Starting Member
United Kingdom
12 Posts |
Posted - 28 October 2013 : 09:32:42
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| Well its happened. We were served papers on thursday that our main creditor has applied to make us bankrupt. If we want to contest it we have to appear at court on thur 7th nov 1013 at 10am, which we are not. How long after the court do we get inform of the outcome and is it a visit by someone or is it a letter? |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 01 November 2013 : 12:23:26
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At least you will be spared having to fork out the fees!
The OR should be in touch with you to go through your income and expenditure once the order has been granted.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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Furryheart
Starting Member
United Kingdom
12 Posts |
Posted - 08 November 2013 : 09:36:24
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| Well my court date was yesterday, how do i find out if i was made bankrupt or not? Or is it something that happens automaticlly once it reaches court? |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 08 November 2013 : 10:14:22
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Hi,
Phone up the court to check and see what has happened. You can expect a call from your local OR office soon to go through things with you.
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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Topic |
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Will a childs DLA be taken into account?
