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 bankruptcy postbag for august
 Has anyone had gifts or contingency allowed?
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John
New Member



United Kingdom
73 Posts

Posted - 30 August 2008 :  22:17:39  Show Profile  Reply with Quote
Hi
every pound counts so I would raise it to £40 and I'm not up with the new road tax charges but can you really get 12 months tax on your car for £144 a year? (12 X £12).

Mine's £200, I pay 6 monthly, and its a middle of the range engine size pre 2001 so not subject to the new arrangements.

Pet food // Pet insurance // raise the holiday from £60 to £65??? As I say, every penny counts!!!

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BankruptC
Senior Member



1030 Posts

Posted - 30 August 2008 :  22:19:53  Show Profile  Reply with Quote
Thanks John, I'll do that! We've got £390 for housekeeping (me, ian and little one who's 2). Is that ok?

And finally what about union fees?

CG. x

CG. x
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BankruptC
Senior Member



1030 Posts

Posted - 30 August 2008 :  22:20:59  Show Profile  Reply with Quote
Oops, didn't mean to kiss you twice!

Tee hee.

CG. x
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John
New Member



United Kingdom
73 Posts

Posted - 30 August 2008 :  23:43:27  Show Profile  Reply with Quote
Hi CG

£390 is fine and I would definately try the union fees.

Also, do you have contents insurance?
You could always take this out if you haven't already (then cancel in a few months)

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BankruptC
Senior Member



1030 Posts

Posted - 30 August 2008 :  23:52:37  Show Profile  Reply with Quote
Yeah, we do have contents insurance-already included.

Hmmm...not sure I can think of much more to include! We've got dentist, optician and prescriptions etc...

Petrol's high at £367-hope that's allowed. Then we have another £57 for my travel as I don't drive or have a car, so I get the bus.

Think we may have exhausted all possibilities...
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John
New Member



United Kingdom
73 Posts

Posted - 30 August 2008 :  23:53:45  Show Profile  Reply with Quote
Hi CG

so where does that leave the DI fugure now?

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BankruptC
Senior Member



1030 Posts

Posted - 30 August 2008 :  23:57:47  Show Profile  Reply with Quote
Hi again,

It's down to £70 but I'm SURE the OR will disallow things just to get to the magic £99...

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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 31 August 2008 :  09:37:42  Show Profile  Reply with Quote
Good luck CG

You will be fine. Getting the I&E right is a nightmare.
Take care
JO

"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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John
New Member



United Kingdom
73 Posts

Posted - 31 August 2008 :  10:05:45  Show Profile  Reply with Quote
Hi
CG

what about declared income?
Re both your monthly salaries constant?

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BankruptC
Senior Member



1030 Posts

Posted - 31 August 2008 :  10:15:57  Show Profile  Reply with Quote
Yeah, 'fraid so...

Although I'm not 100% sure on what mine will be till I get paid on 20th Sept cos I go back to work on Mon part time (previously been full time), but I think if anything I may get £20 or so MORE than I've accounted for! Grrr...

I had forgotten to put my union subs on and so DI's down to £50 now.

Hmmm... Takes some thinking about!

CG. x

Edited by - BankruptC on 31 August 2008 12:15:10
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