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harbourmaster
Junior Member



346 Posts

Posted - 04 September 2008 :  09:22:45  Show Profile  Reply with Quote
A couple of questions on the SOA now guys.
If I press submit will I be able to edit it if I have missed something?
In the I & E sections what do we put for electricity, water, council tax etc as we are both completing the forms together.
Do I put it all on mine and my wife put nil or do we each put 50% of the expenditure, or do we put the allowance for a single person?
My mind is boggled and we just want to get this over now and get on with our lives.....

Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 04 September 2008 :  09:25:54  Show Profile  Reply with Quote
Hi HM
If you hit submit but dont complete the submission bit as in stop then yes u can re add stuff, if you complete the submit then no u cant.
R u BR as a couple, i cant remember.
Then i may be able to add more info on the I&E.
I know its mind boggling, but u will get there.

Keep Smiling
Jo :)

"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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harbourmaster
Junior Member



346 Posts

Posted - 04 September 2008 :  09:27:58  Show Profile  Reply with Quote
Hi there NAF
Yes we are both going BR on the same day.
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 04 September 2008 :  09:35:15  Show Profile  Reply with Quote
Hi again,
The I&E we mirrored the complete thing, as we are a couple, we both pay in and we both pay out, all i did was write the same on both, no 50-50 exactly the same.
I dont know if this has helped.


Keep Smiling
Jo :)

"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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harbourmaster
Junior Member



346 Posts

Posted - 04 September 2008 :  09:44:24  Show Profile  Reply with Quote
Thx again NAF
Do you think it will look funny if OH puts a mortgage payment of £1650 when she is only earning £450!!!
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 04 September 2008 :  09:53:15  Show Profile  Reply with Quote
Hi HM
No, as i am not working so i just mirrored it and put in what i get for benefits and what my OH earns and vice versa.
Like i said our mortgage is 678 and i only get 200 so there you go.
The OR will work it out as your both going BR.
So dont worry


Keep Smiling
Jo :)

"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 04 September 2008 :  11:47:49  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Harbourmaster,

Don't worry about payments like that. The "balancing" figure will be your "contribution".

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367
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