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 CoOp Cashminder Application
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zamfir
Junior Member

303 Posts

Posted - 14 September 2008 :  01:19:17  Show Profile  Reply with Quote
Hi, just wondering if you're asked "have you ever been declared bankrupt" when applying for a Cashminder account? I told the Branch Manager about my bankruptcy prior to the account application, so was never asked. Cheers, T.

Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 14 September 2008 :  09:05:43  Show Profile  Reply with Quote
Hi

This account is specifically designed for folks with challenging situations so Br is not a problem.

I have only had people declined if they are not on the electoral register so efectively the bank can't find them.

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com
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zamfir
Junior Member

303 Posts

Posted - 14 September 2008 :  11:57:16  Show Profile  Reply with Quote
Hi Paul, thanks for that info, but I was just wondering if you're asked the specific question when applying on the phone / at the branch.

Ahh, that will be why my friend is panicing about opening one!
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 14 September 2008 :  12:02:10  Show Profile  Reply with Quote
Hi I was not asked about my BR when i applied and opened mine.
I did however mention to them and they said NO problem.
I did mine same day we went BR.


Jo x

"There is light at the end of the tunnel, if you cant find it get a brighter torch"

For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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dazed and confused
Junior Member



United Kingdom
475 Posts

Posted - 14 September 2008 :  19:36:44  Show Profile  Reply with Quote
Sorry to jump in on this thread, but does nayone know if it is possible to get a Cashminder Account if the Co-op were one of your creditors?
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 15 September 2008 :  05:04:41  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi D&C,

It is unlikely that anyone you owed money to when you went BR will give you an account.

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367
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dazed and confused
Junior Member



United Kingdom
475 Posts

Posted - 15 September 2008 :  11:09:42  Show Profile  Reply with Quote
Hi Julian

Ok thanks for your reply. I currently have 2 Basic Bank Accounts - 1 with RBS and 1 with Natwest which I set up thinking I was going into an IVA.

Do you think I will be able to keep these open once BR?

I need a Bank Account for my pay to go into and bills to come out from.
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 15 September 2008 :  12:28:42  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi D&C,

As long as you don't owe them money, it will be down to your bank manager's discretion.

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367
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