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zamfir
Junior Member
303 Posts |
 Posted - 14 September 2008 : 01:19:17
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| Hi, just wondering if you're asked "have you ever been declared bankrupt" when applying for a Cashminder account? I told the Branch Manager about my bankruptcy prior to the account application, so was never asked. Cheers, T. |
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 14 September 2008 : 09:05:43
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Hi
This account is specifically designed for folks with challenging situations so Br is not a problem.
I have only had people declined if they are not on the electoral register so efectively the bank can't find them.
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com |
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zamfir
Junior Member
303 Posts |
Posted - 14 September 2008 : 11:57:16
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Hi Paul, thanks for that info, but I was just wondering if you're asked the specific question when applying on the phone / at the branch.
Ahh, that will be why my friend is panicing about opening one! |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 14 September 2008 : 12:02:10
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Hi I was not asked about my BR when i applied and opened mine.
I did however mention to them and they said NO problem.
I did mine same day we went BR.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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dazed and confused
Junior Member
United Kingdom
475 Posts |
Posted - 14 September 2008 : 19:36:44
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| Sorry to jump in on this thread, but does nayone know if it is possible to get a Cashminder Account if the Co-op were one of your creditors? |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 15 September 2008 : 05:04:41
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Hi D&C,
It is unlikely that anyone you owed money to when you went BR will give you an account.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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dazed and confused
Junior Member
United Kingdom
475 Posts |
Posted - 15 September 2008 : 11:09:42
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Hi Julian
Ok thanks for your reply. I currently have 2 Basic Bank Accounts - 1 with RBS and 1 with Natwest which I set up thinking I was going into an IVA.
Do you think I will be able to keep these open once BR?
I need a Bank Account for my pay to go into and bills to come out from. |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 15 September 2008 : 12:28:42
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Hi D&C,
As long as you don't owe them money, it will be down to your bank manager's discretion.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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Topic |
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CoOp Cashminder Application
