I have just read on another BR site that if I got an IPA / IPO then I would not be able to go to Canada as planned for a year as I would be committed to paying into the IPA / IPO - is this true?
But what worries me is that when I go to Canada I will not be able to afford the set IPA / IPO payments - does the OR take into account a change in financial circumstances e.g. a drop in income or are you committed to paying a set amount the whole time?
Again, as I've said many times before, you have to inform the OR of any change in your personal circumstances. At the OR's discretion, IPO/IPA payments can be amended accordingly.
Julian Donnelly Spokesperson for www.Bankruptcyhelp.org.uk Don't forget the helpline on 0800 078 9367