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grantspants
Junior Member
United Kingdom
297 Posts |
 Posted - 16 September 2008 : 11:33:08
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As of 10.05am this morning, I am officially Bankrupt. I was there early at 9.45am and waited for 10mins or so before I saw the judge. I went in and he said he was sorry to read of my situation, and asked why my overtime at work had dried up, although I think he was just inquiring unofficially if you like because I work in the rail industry and we have spotters everywhere! He never asked me if I understood what bankruptcy meant or if I had taken advice. He just said to the clerk who showed me in that he was making the order for 10.05am and that was it, thanks and out the office. I then went back to the waiting room and waited for the clerk to do my paperwork.
He called me to a room where I spoke to a lady from the OR's office who went over some small details of my name etc and she said I'll have my interview with a lady examiner in around two weeks. She also said I had done the right thing in taking money out of my account and also advised me to send a copy of my bankruptcy order to all my creditors and forward any correspondence from them.
All in all it was over in about 45 mins.
I feel ok but don't think it has sunk in yet really, although I'm looking at this as a new chapter now, a new beginning.
I just want to say thank you to everyone who has helped me on this forum, particularly John, Jo and Julian who have answered all my queries no matter how ridiculous they were. And all the others who replied to my posts. I can't tell you how much I have appreciated the support in what has been a difficult time for me and my wife.
I don't drink much,so I'm off to have a cup of tea and celebrate (for want of a better word!)
p.s just tried to open a co-op cashminder account and it got deferred so they can make a decision. |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 16 September 2008 : 11:36:51
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OMG! GP Welldone.
I am so pleased for you both. You go and enjoy that much deserved drink, even if it is a cuppa and gp it has been my pleasure to be able to help you and im still here if you need me :-)
Good luck your now on the road to a brand new debt free life. Yippeeeeeeeeeeeee!!!!!!!!!
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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maizie
Average Member
United Kingdom
566 Posts |
Posted - 16 September 2008 : 11:37:58
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Well done grantspants!!! I went bankrupt on the 15th August, OR interview on Thursday so had a long time to wait. I don't think it will finally sink in until my interview!
Maizie |
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BankruptC
Senior Member
1030 Posts |
Posted - 16 September 2008 : 13:54:53
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Well done GP!
Glad to hear it was quick and pretty painless. Keep us posted on your interview etc!
C. x |
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Nat
Junior Member
367 Posts |
Posted - 16 September 2008 : 19:57:19
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Hi GP
Glad all went well, I have mine on Thursday!!!
Nat
x |
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grantspants
Junior Member
United Kingdom
297 Posts |
Posted - 16 September 2008 : 20:04:28
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thanks folks, it means a lot. Thats another milestone in my sometimes eventful life. And to be honest, it was over so fast I didn't get a chance to think about it!
Good luck for your Nat, you'll be fine i'm sure  |
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Nat
Junior Member
367 Posts |
Posted - 16 September 2008 : 20:49:14
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Thanks GP Like you I'm seeing this as another milestone reached, feeling very old at the mo, but i know i'm not!!
Lets hope the interviews go as smoothly
x |
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harbourmaster
Junior Member
346 Posts |
Posted - 16 September 2008 : 20:50:38
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Well done GP
We went BR last wednesday and had the interview yesterday.
I know what you mean by not sinking in yet. It didn't for us until last night after the interview. |
Edited by - harbourmaster on 16 September 2008 20:50:55 |
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dg67
Junior Member
United Kingdom
155 Posts |
Posted - 17 September 2008 : 20:21:28
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congrats gp
glad everything went ok
i was br at 10.10 but didn't have to see a judge, i too spoke briefly to or office and i also have rang for a cashminder account and mine too was deffered for a decision she said it shouldnt be a problem though. |
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Now officially BR !!
