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tracy_b
Junior Member
United Kingdom
457 Posts |
 Posted - 03 October 2008 : 22:16:22
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Hi,
I have 2 teenage boys who work part time and go to 6th form. i take no money from them as they earn only £40 a week each. i have listed them as dependants on the SOA but added on the end pages details of where they work and what they earn. I think its probably different for us cause they are still at 6th form. I dont know how this will be received cause we go BR on the 9th Oct. On filling out I&E make sure you put domestic break down £60-80 for 4 and include hairdressers and stuff like that. If you post your I&E on this site you will get so much help and advice it will make things clearer.
Welcome to the site
Tracy x x
9th Oct and counting |
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scared2death
Starting Member
34 Posts |
Posted - 03 October 2008 : 22:47:14
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If we add CB into our DI then it is close to if not slightly over £100 but if it is taken out then we are nowhere near.
Thanks for all advice
Scared2death (not so scared now though) |
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BankruptC
Senior Member
1030 Posts |
Posted - 03 October 2008 : 22:55:10
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CB definitely won't be counted as income for the purposes of an IPA, so that's great. Make sure you've got everything in you're entitled to and that you haven't claimed for things the OR's likely to disallow. It'd be a nightmare for things to be disallowed, and they'll look closely cos they'll want to give you an IPA if they can. If you'd like to post your I&E up, we'd be happy to take a look and compare it to what other's (and we, although I don't know our exact breakdown yet, but I do have a good idea from the IPA figure).
Take care and keep posting! :-)
C. x |
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scared2death
Starting Member
34 Posts |
Posted - 04 October 2008 : 13:56:34
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Hi, here is our I&E. I would be really grateful if somebody could take a look and point out any problems. Thanks.
Income
Salary £1,162.91
Child Benefit £125.00
Child Tax Credits £178.75
Total income £1,466.66
Expenditure
Rent £288.05
Council Tax £91.00
Gas £60.00
Electric £60.00
Telephone £45.00
TV Licence £11.61
House insurance £16.00
Life insurance £15.00
TV rental £23.99
Petrol £15.00
Public transport £20.00
Childrens activities £24.00
Clothes & footwear £80.00
Haircut £20.00
Housekeeping & food £550.00
Washing machine rental £17.99
NHS prescriptions £20.00
Dental £15.00
Optical £10.00
Mobile phones x3 £20.00
Pet insurance & medication £10.00
Holidays £20.00
Total expenditure £1,432.64
Surplus £34.02
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BankruptC
Senior Member
1030 Posts |
Posted - 04 October 2008 : 14:02:00
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Hi scared2death,
Just remind us how many are in the family (and ages of childre) and are both of you going BR?
Thanks hon,
C. x |
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scared2death
Starting Member
34 Posts |
Posted - 04 October 2008 : 14:10:00
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Hi C,
We are both going BR.
We have 3 children aged 12, 16 and 19.
19 yr old doesn't pay rent anymore as she has taken a cut in her hours and works parttime now and doesn't earn enough money, hopefully this will change in the future.
thanks,
scared2death |
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scared2death
Starting Member
34 Posts |
Posted - 04 October 2008 : 14:21:19
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hi tracy,
good luck for the 9th, nearly there now!
Scared2death |
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BankruptC
Senior Member
1030 Posts |
Posted - 04 October 2008 : 14:23:57
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Hi scared2death,
Here goes:
Rent £288.05 (this seems low?)
Council Tax £91.00
Gas £60.00 (leave, but ours was lowered to £50)
Electric £60.00 (as above)
Telephone £45.00
TV Licence £11.61 (put £12)
House insurance £16.00
Life insurance £15.00
TV rental £23.99 (£24, not sure about this)
Petrol £15.00 (this seems low?)
Public transport £20.00 (what's this? may need to specify as you have petrol too)
Childrens activities £24.00
Clothes & footwear £80.00 (try £120)
Haircut £20.00 (£30)
Housekeeping & food £550.00
Washing machine rental £17.99( £18 but not sure about this either)
NHS prescriptions £20.00
Dental £15.00
Optical £10.00
Mobile phones x3 £20.00 (not usually allowed, put £60 for 'telephone'
Pet insurance & medication £10.00
Holidays £20.00 (not always allowed-call it 'uk break')
That's my take on it anyway. I don't see water on there at all?
Hope that's helped somewhat. Ours is fresh in mind as we got our breakdown through today!
Take care hon.
CG. x |
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grantspants
Junior Member
United Kingdom
297 Posts |
Posted - 04 October 2008 : 14:40:32
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Just a quick note on telephone expenses. I put £67 which is £17 for my landline rental (I rarely use it, its only there so I can have broadband) and £50 for my mobile and the OR never questioned it.
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BankruptC
Senior Member
1030 Posts |
Posted - 04 October 2008 : 14:44:07
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Excellent, grantspants :-). Try it then, scared2death! We put £60 for 'telephone' and it was cut to £50! Just goes to show how inconsistent they are!
Do you have an IPA grantspants?
C. x |
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BankruptC
Senior Member
1030 Posts |
Posted - 04 October 2008 : 14:46:15
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Ahh I just reread your post grantspants. I think I misunderstood. You didn't put mobile in separately like I thought, did you? Sorry-was a bit dim there!
C. x |
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scared2death
Starting Member
34 Posts |
Posted - 04 October 2008 : 15:24:03
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Hi everyone,
Have just thought about the TC and CB. Do they go on my SOA or my husbands or both?
We are currently filling in the forms on line but there doesn't seem to be anywhere to fill in the extra expenditure so where should I put this?
Thanks,
Scared2death |
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Nat
Junior Member
367 Posts |
Posted - 04 October 2008 : 15:32:37
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Hi scaredtodeath
Just had a read through the thread. Everything looks fine but why do you pay prescription charges if you get tax credits? Don't want to pry but the OR may well pick up on that.
Nat |
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BankruptC
Senior Member
1030 Posts |
Posted - 04 October 2008 : 15:34:46
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Hi scared2death,
We were allowed £120 for clothes, and there are only 3 of us. We do both have to wear suits for work though, and our little one is only2 so growing all the time, and we did explain this. The 2006 guidelines for clothes for 2 adults and 2 children say £155 though, so I would defo think you can up it from £80. I put CTC and CB on mine because they're in my name.
There's a box at the bottom of the expenditure bit for extras, but there isn't much room. We had to shorten everything to 'car ins£56' etc. We had to work hard at it but we got there in the end!
Keep the questions coming when you need us-I know how daunting the forms are.
C. x |
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BankruptC
Senior Member
1030 Posts |
Posted - 04 October 2008 : 15:37:09
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Oh, I took it to be child tax credit. Maybe it's not?
Well spotted, Nat! :-)
C. x |
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help please
