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 payment holidays??
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jwmc77
Junior Member



United Kingdom
195 Posts

Posted - 10 October 2008 :  14:28:38  Show Profile  Reply with Quote
hi all, me and my partner are just back together after seperating for a few months, during the seperation i was struggling to pay the mortgage as well as all my new outgoings (rent and such) i applied to the halifax for a 4 month payment holiday which was accepted.
now we are 2 months into payment holiday and my wife and i are back together, we are considering going br after the payment holiday is over (jan/feb) is this all above board? im not sure if the or will see this as us doing something wrong.

MAC

Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 10 October 2008 :  14:31:07  Show Profile  Reply with Quote
Hi Mac

Im not sure either. What are you doing with the money that your not using on your mortgage at the moment are you saving it.

Other than that i cant help but maybe one of the others will be able to.

Also thats good news about you and your wife. Best of luck to you both.

Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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jwmc77
Junior Member



United Kingdom
195 Posts

Posted - 10 October 2008 :  14:41:02  Show Profile  Reply with Quote
just really trying to get christmas out of the way with the mortgage money now, we have 3 young children you see.

MAC
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 10 October 2008 :  14:44:15  Show Profile  Reply with Quote
Hi i know all about that i have 3 also. Been looking for bargains today to make sure that we dont spend too much but try and give them a good christmas.

Im sorry that i cant be of anymore assistance in your time of need.

I hope that you get it all sorted out.

Take care

Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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jwmc77
Junior Member



United Kingdom
195 Posts

Posted - 10 October 2008 :  14:45:36  Show Profile  Reply with Quote
then come january we plan to stop paying creditors in order to save for br and rental deposits, we plan to clain br in feb...march at the latest....is this a bad idea?

MAC
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 10 October 2008 :  14:48:34  Show Profile  Reply with Quote
No if you know what you want to do and have a plan of action then stick to it.

Its good to know what your options are and what your actually doing rather than just panicking at the end.

Good luck my friend

Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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