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tracy_b
Junior Member
United Kingdom
457 Posts |
 Posted - 16 October 2008 : 13:06:01
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Hi all,
Well had the interview today. lasted 22mins for the both of us. Could have gone better, he said that we would get a bro/bru lasting for about 3 years. No IPO/IPA cause we on benefits only and he didn't think our income was sufficent ebough for a voluntary payment, so that was good news.
I am worried by this BRO/BRU. what exactly is it and how will it affect us. could we end up inprison?
Tracy XX |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 16 October 2008 : 13:14:11
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Hi Tracy
Thats good that the interview is over now.
The BRU/BRO is not as bad as you think. If given one you will be discharged after the year but you will have to bide by the BR rules set against you whilst you were undischarged like no credit over 500 witout telling them you are undischarged and there are certain professions you cant be part of, but at the end of the day you should have learnt your lesson and not want credit like that again for a very very long time and i doubt if you want to be a company director etc.
Think of it this way its like a slapped wrist and a way of the OR making sure you learn your lesson and that you dont get inot any more debt for ages.
Its kind really although it sounds very scary.
You wont end up in prison either. As long as your honest with the OR and dont hide things then you should be just fine.
Take Care
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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tracy_b
Junior Member
United Kingdom
457 Posts |
Posted - 16 October 2008 : 13:22:18
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Thanks Jo,
NO CREDIT EVER AGAIN! I never want to do this again and as long as i dont end up in prison i will be alright.
Thanks again Jo
Tracy XX |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 16 October 2008 : 13:30:21
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Hey Tracy
Your most welcome!
Enjoy the rest of the day and try not to think about the BRU/BRO thing, we were told we may get one, but heard nothing yet, so im not worried.
:-)
Take Care
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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eamonn
Junior Member
320 Posts |
Posted - 16 October 2008 : 13:33:00
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hi tracy
glad it went well and i would not worry about the bro it seems to me to be more of a punishment for those who want to be director's,mp's,judge's etc |
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tracy_b
Junior Member
United Kingdom
457 Posts |
Posted - 16 October 2008 : 13:37:08
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Hi Eamonn,
Thanks. I have no inclination to be anything remotely serious like judges, mps etc.
I have actually just spoken to the OR and he said not to worry about it, and that its an outside chance anyway. Heres hoping
Tracy XX |
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JAH
Junior Member
United Kingdom
213 Posts |
Posted - 16 October 2008 : 16:45:02
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Hi Tracy,
Glad to hear its all over.
A BRU is exactly that, a slapped wrist and we should all think of it in that way but you are still discharged after one year (easy for me to say when I am still waiting to hear from my OR and its a worry for me!).
Jayne x
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J*****
Starting Member
3 Posts |
Posted - 16 October 2008 : 16:54:47
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| Post deleted and poster locked out of forum. No rudeness tolerated here. |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 16 October 2008 : 17:24:38
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Hi Jacque
While we welcome new members this forum is for people with worries about their debts and seeking help with their questions.
Please if you wish to continue posting use english and if not and you have chosen to use this forum to be unkind to other members do so elsewhere.
This will not be tolerated, we help others and unless you can be of any help i suggest you go post on another site.
Take Care
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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got there
Junior Member
United Kingdom
461 Posts |
Posted - 16 October 2008 : 17:25:06
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| Glad it went okay Tracy, from what I have read the BRU is anything major to worry about x |
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tracy_b
Junior Member
United Kingdom
457 Posts |
Posted - 16 October 2008 : 17:32:59
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Thanks for your comments GT.
JO Well said! not sure whats going on here lately but seem to be getting a few odd ones.
Tracy XX
P.s not implying that you have to be odd to go BR HEHE!!!!!! |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 16 October 2008 : 17:35:57
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Hey Tracy
I thought you did have to be odd to post on here LOL !!!!!!
Take care
Take Care
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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eamonn
Junior Member
320 Posts |
Posted - 16 October 2008 : 17:36:20
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hi needafriend
well said to jacque |
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BankruptC
Senior Member
1030 Posts |
Posted - 16 October 2008 : 19:24:34
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Hi tracy,
We're worrying about a p[ossible BRU too. Remember though, they are really busy at the moment, and lots of the investigations they intend to do are having to be dropped. Fingers crossed yours (and ours!!) will be one of those cases! :-)
Try not to worry. We're trying hard to put it to the back of our minds till we hear anything.
Take care and ignore the likes of Jacque-there's always one!
C. x |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 16 October 2008 : 20:13:20
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Hi Tracy
Im glad it went ok for you - In my head i dont mind if i get a bru (even though i am not sure if i will get on), as long as its no longer than the six years. Its not as if im ever going to want credit again after this, so please try and be positive and as BC says put it to the back of your mind.
Take care
Jenny
xx
The weights are coming off my shoulders very slowly, but making such a big diference !! |
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siobhan
New Member
United Kingdom
66 Posts |
Posted - 16 October 2008 : 20:21:17
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Hi this may sound really silly but what does BRU BRO IPO IPA stand for?!!
thanks S x |
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OR interview over!
