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Needafriend
Junior Member
United Kingdom
344 Posts |
 Posted - 25 October 2008 : 21:19:08
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Hi Ray and pleased to meet you also,
Well we are all here like a big family. We try and help each other through the tough and rough times to the great times when things are finally looking up.
We dont mind what you ask we will do our best to help you and get a plan of action up and running.
The guys and gals that post on here are what make the site and so we all like to give a little back :-)
Just keep on posting and we will be there for you all.
LOL
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Jo's Links and added info on Bankruptcy!
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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Edited by - Needafriend on 25 October 2008 21:20:44 |
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Mr and Mrs
Starting Member
United Kingdom
30 Posts |
Posted - 25 October 2008 : 21:29:56
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Thanks everyone
It is a help to have somewhere to air your thoughts.
Ray |
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huntersrishon
Junior Member
189 Posts |
Posted - 25 October 2008 : 21:39:23
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Hi Ray
I agree 100% it is fantastic to be able to relax and reveal your lifes problems - it seems to ease the burden and makes it easier to cope with it all. I do feel it is like one big family here on this forum. Everyone always willing to give a kind word to others and share their experiences to hopefully help others through it all.
It will all work out for you, for us all!!!!
Take Care
Dee  |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 25 October 2008 : 21:40:26
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Hey Ray
Your welcome!
:-)
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Jo's Links and added info on Bankruptcy!
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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Mr and Mrs
Starting Member
United Kingdom
30 Posts |
Posted - 25 October 2008 : 21:47:03
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Thanks everyone
I'd love to get a copy of the forms we'll need to file for BR, if we can have a look at them in advance then 1) they might not seem so daunting when its time to actually do them and 2) we will know the kind of questions and what supporting paperwork we'll need.
Do you know where i can get a copy, can we download them off the internet?
Alex |
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Mr and Mrs
Starting Member
United Kingdom
30 Posts |
Posted - 25 October 2008 : 22:06:37
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LOL its ok the OH found the Online Forms Service his got big head now.
Alex |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 25 October 2008 : 22:20:09
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Hi Alex
The forms are quite easy to go through but if you need any help just post your question and we will help you.
Best of luck both you :-)
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Jo's Links and added info on Bankruptcy!
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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Mr and Mrs
Starting Member
United Kingdom
30 Posts |
Posted - 04 November 2008 : 09:41:52
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Great news today!.
Got a reply from the CSB fund for the arrears on the house plus the BR fee's ...great news!! going to get the ball rolling this week. in total nearly £3000.. |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 04 November 2008 : 10:08:50
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Hey thats great!
I am so pleased that things are starting to look up for you.
Keep us posted and do take care.:-)
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Jo's Links and added info on Bankruptcy!
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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Mr and Mrs
Starting Member
United Kingdom
30 Posts |
Posted - 08 November 2008 : 10:33:04
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Hi everyone thought I’d let you know what the state of play is with us...
Right something very funny happened yesterday we got a call from one of our creeps asking for money, funny how they never call but leave a message asking Us to call them at our cost, why don’t they call to talk and not just to leave a message asking us to call them, anyway my wife called them back at work and when she called me to tell me what they had said she was very upset.
They said that we had the money now we have to pay, she told them the we know we had the money but we never thought we'd be in the place we are now when we had the loan, the man got very rude and said well we are going to take your house from you, well when i heard this i laugh out loud and thought they cant say or even do that, so i got on the phone and gave them hell, said your firm has crossed the line and now we are going to report your firm to the FOS, as we had the mans name on our phone message asking to call him……silly sod really. you should have heard them back track and then said that they would leave us alone until after Xmas then could we please continue paying the £1 per month we wanted to pay them 2 months ago which they keep sending back to us (post order), I said yeah ok ....but by that time we would have filled for BR anyway... it felt good to give some hell back as its been hard to do when your the one that has the debt, you feel like a child (no power) when they call asking for money, you ask my wife i can be the biggest kid going sometimes but yesterday felt good....i think if I’d carried on at them much more they would have written of the debt and given me money. Ha ha
I need to thank everyone on here for posting info here that lets others know that they (creditors) are unable to say such things.
We cant stop tomorrow coming so lets see what it brings. |
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BR - where do we start
