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hanlou
New Member
United Kingdom
56 Posts |
 Posted - 01 December 2008 : 23:18:04
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| hi rang up for a co op cashminder account today very honest to the chap on the phone about going br in the near future and he advised not to open the account till after we had been made bankrupt as he thinks the account will still be frozen so not sure what to do now |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 02 December 2008 : 07:25:08
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Hi Hanlou
Can you not ask a relative to use their account for the time being, that is what i did, then opened my coop account the day of our hearing, that way i did not have a coop account to close and could start afresh.
Only a thought ;-)
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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T76
Junior Member
197 Posts |
Posted - 02 December 2008 : 08:52:21
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I have a cashminder account, which I opened prior to going bankrupt, so that everything was in place - as the only money in the account was the money I needed for everyday living, the OR advised the bank that they were not interested in my account and it was therefore not frozen.
I do think it would be easier to phone up again and apply for the account, that way you have less messing about to do after your bankruptcy. |
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 02 December 2008 : 09:01:42
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If you are really unsure I would suggest you start the application process 10 days before going Br.
Your account is unlikely to be open before the day, so you don't need to put the account numbers on the form.
Just remember to leave your payroll department enough time between opening the new account and payday for them to make sure the salary goes into the right account.
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
Real People ..... Real Debt Solutions
www.revivauk.com |
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harbourmaster
Junior Member
346 Posts |
Posted - 02 December 2008 : 18:08:07
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We applied for bank a/c's about a week before our BR date as Paul has suggested.
That way yiou are not telling any lies on the application if it asks if you are BR, and you are not telling lies on the court papers about a bank a/c as it would not be open.. |
Edited by - harbourmaster on 02 December 2008 18:08:23 |
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rang up for a co op cashminder account today
