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shazzles
New Member



79 Posts

Posted - 08 December 2008 :  08:29:11  Show Profile  Reply with Quote
Hello this is my first posting on here so please be gentle with me!
I am currently in an iva but i have been cashing cheques in the last few months due to being of sick from work back in the summer months, i simply did not have enough to live on. I cash about three cheques per month which is equivilent to my wages at present. I also work for woolworths and as you may all know they are not going through a good patch!!! At the moment i have no idea what the future holds for me with my job and I am not sure what will become of me if i lose my job, what do you think the best route is for me in my current sitution?

Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 08 December 2008 :  09:03:14  Show Profile  Reply with Quote
Hi and Welcome

We will be gentle with you :-)

Have you been keeping up with your IVA payments so far also have you spoken to your IP provider about the current situation you fnd yourself in.

How much is it you actually owe and do you have any assets like a home or car?

How long have you been in your IVA and have you missed any payments to them?

What do you have left from your monthly I&E?

Sorry for all the questions.

Jo
x

18 Weeks down
34 to go



For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 08 December 2008 :  13:06:46  Show Profile  Reply with Quote
Hi Shazzles and welcome to the forum. I think I know you from the IVA forum!

Sorry to hear that things aren't going well for you. I think you need to speak to your IP about this and see what they suggest, and then take it from there.

Good luck, and please keep posting on both sites xxx

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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