Hi there, I am back, and feeling a little better since my first post thanks to you guys!
I am just starting to fill in my SOA (husbands next week!) and the question 'what was the debt for' is so difficult to answer, some aren't a problem (i.e. loans) but I have no idea what I spent on my Barclaycard for example as it goes back to 1999!! Any advice?!
Car (or other asset) // Household Improvements // Holiday // Consolidation // General Living Expense are all bona fide reasons for you to start with, and if they apply.
Thanks, I am fine with most of it - any loans were as investment in our business (then as a stop gap due to a customer taking us for thousands and thousands of pounds!) but I can't think of what I spent on my cards, it may have been household stuff, it might have been food...I guess general living expenses may cover it?